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Wow! Second year running...

skintchick
skintchick Posts: 15,114 Forumite
Debt-free and Proud!
in Debt-free wannabe
I've just had my Egg anniversary offer of a balance transfer through, and this is the second year running that I don't need to use it!! :j

I used to always have hundreds if not thousands of pounds I needed to tart around, as I never, ever managed to pay my debts off, but thanks to this site I am now saying no to Egg AGAIN! :T

In fact, on Feb 9 I shall be debt-free! :j :j :j :D

Keep it up DFWs - this will be YOU soon! :T
:cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
:heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
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Comments

  • cattie1
    cattie1 Posts: 2,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    wow lucky you!
    well done on ll the hard work.
    official dfw nerd club member no 214
    Proud to be dealing with my debts!;)
    Why is a person that handles your money called a broker?!:confused:
  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    :( Well, I was pleased - I've worked hard to get where I am. I know I don;t come on these boards much any more but I thought people might be pleased for me.
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • Willsnarf1983
    Willsnarf1983 Posts: 1,928 Forumite
    yeah well done...whatever....



























    JOKE! well done its something to be proud of but if u have savings out of itnerest why do u have a credit card?

    Will
    SShhhhhhhhhhhhhhhhhhhhhhh
  • Megatimbo
    Megatimbo Posts: 156 Forumite
    Hello Skintchick yes very well done i hope to be in the same situation next year :)
    Regards M


    "when you are going through hell" - "keep going"

    Sir Winston churchill
  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    Just haven't cancelled the Egg one. No need. I do use a cashback card from Morgan Stanley for buying food and stuff, so I get money back for stuff I'd buy anyway.

    I don't really have savings - all I have is next year's big bills saved up.

    Oh, you mean the coins? That's to pay for Christmas and New Year nights out.
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • Willsnarf1983
    Willsnarf1983 Posts: 1,928 Forumite
    i thought u had been saving ur money to counter ur car payments as u ad to pay that off monthly and couldn't overpay?

    Will
    SShhhhhhhhhhhhhhhhhhhhhhh
  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    Willsnarf1983 wrote:
    i thought u had been saving ur money to counter ur car payments as u ad to pay that off monthly and couldn't overpay?

    Will

    Well it's 0% so I decided there was little point paying it off early.

    Can't believe I am so close to being debt-free! I can almost smell it! :rotfl:
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • victory
    victory Posts: 16,188 Forumite
    :j :beer: :j
    misspiggy wrote: »
    I'm sure you're an angel in disguise Victory :)
  • Steve1977
    Steve1977 Posts: 33 Forumite
    well done! I bet its great to be control.
  • yung
    yung Posts: 700 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    :T well done you will soon feel the benefit.:T
    Yung
    Early Retiree debt & stress free. and Joined the SKI club:j

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