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Fresian's Free Of Debt (Woo!) Now, to stay that way...!
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flying_fresian wrote: »Aha, I've found it and it opens at twelve!! Link on FB for you Pammy...see you there at one?
1pm is great see you there0 -
Jealous now. I WANNA GO TO THE CUP CAKE SHOP! And visit Edinburgh where I've not been in aaaaaages! :rotfl:
Have fun girlies!!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean wrote: »Jealous now. I WANNA GO TO THE CUP CAKE SHOP! And visit Edinburgh where I've not been in aaaaaages! :rotfl:
For those who are interested, it's free listing on Ebay this weekend. I have a load of stuff that I've been thinking of getting rid of, none of it worth that much but collectively I should make about £30. I have quite a busy weekend planned though so I'll have a wee think about whether to list it this week or not.
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It's a long time till payday...
PAD/Spends - £65
Entertainment - £32.99
Groceries - £38.72
ISA - £781.88
VSP - £182.59
In sad news, the car tax needs paid this month. £200+....bah!
Better go to work I suppose...
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Cup cake shop. MMMMMMM. PM me re where we can go for lunch when I come through. PS. It will have to be cheap (as if we MSE ladies ever do anything that isn't!)'The road to a friends house is never long'0
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You might not be able to sit in at the cup cake shop.
Souk~There is a nice place in Rose Street called Sea Dogs that is very reasonable & very yummy.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
EssexHebridean wrote: »Jealous now. I WANNA GO TO THE CUP CAKE SHOP! And visit Edinburgh where I've not been in aaaaaages! :rotfl:
Have fun girlies!!
Will take a photo and post it on facebook or text you a pic
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*Wants to move to Edinburgh to go to the nice cake shops and do all the other nice things there are to do up there*Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Morning folks
Well it's off to work in Fresian Towers again this week, but I'm getting paid for it at least - time and a half too
I'm only working until 1pm then I'm off to meet a friend for lunch which should be lovely then heading home to make some cards and Ebay some unwanted gubbins. I have a lot of crafty things which are "extras" so they will be going.
I am about to put dinner on - I have a Lump O' Lamb which is getting put in the slow cooker on top of tatties and onions. I'm then going to whack in some rosemary and garlic and throw on some lamb gravy and frozen veg. By the time we eat, the veg will have taken on all the lamby flavour and should be most tasty.
I got some money through for cardmaking and some from Mazuma for selling Mr Fresian's old phone, so I'm £79 up this week :j Some of it is going to be spirited away for treats at a future date and I'm going to try and get to the bank today to make another mortgage overpayment. I have a decent enough "what if" fund now that I'm not worrying about paying the odd tenner into the mortgage account. As of next month the focus will be on replacing the money spent on car insurance and road tax though :rotfl::rotfl:
Have a good Saturday everyone
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