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A Payment A Day - Part 10!
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I've just worked out I've padded £10,414 since September last year....no wonder I'm bl00dy skint all the time!
Just goes to show how successful padding can be! Love to all of you who understand and who don't think I'm weird!
Fantastic Sassers ~ that is an awesome amount and of course you're not weird, you are a PaDtastic superhero! :TMy PAD is 59p today, it was all I needed to pay off my santander credit card to close my account.
Well done tigermoon ~ guessing that's the sweetest 59p ever
£4.53 from me today please Flyin' ~ thanks for your excellent totalising this month Erme
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
Hi everyone,
I'm currently on a DMP with the CCCS with a mountain of debt.
Would this work for me ? :cool:
Hi kiwi and welcome to the PaD thread ~ Payment a Day can work for everybody, it's about getting into the habit of paying a little bit each day towards something which believe me soon becomes addictive :cool:
Some Padders count their minimum payments towards loans/debts etc, some PaD to savings, others put a few spare pennies into a pot every day and then pay it off a debt once a month for example, it's what works for the individual and it all adds up.
The only rules are when you post your pad on the thread to make it big, bold and colourful so the counter-upper can see it ..... oh and of course once you join you can never leave!
Give it a try, we're a friendly bunch and rarely bite
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
£3.00 for me please! :ADavid
£1 of debt is too much for me!0 -
First of all,:grouphug:,to erme if you're reading - sorry hassle on another thread has lead to you to leave us as well and hope we see you back soon, thanks for the counting this month.
Next, Sassers - wow!! that's an amazing amount to PAD and shows what a difference those PADs make!
Tigermoon - well done on getting that cc paid off, bet it felt good.
For me today's PAD is £100 to OH's ISA for the HMRC bill in January fund.:)Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
SASSERS ~ Thats an amazing amount in less than a year, Well done :T
TIGERMOON ~ Brilliant news, Well done to you also :T
Managed another £3 into my Padders pot today
I think i will have to find a hiding spot for it, its starting to look rather tempting with all its shiney nuggets! or swop my jar to one thats not clear glass :think:Everyday im shufflin':dance: Proud Padder ~ All Hail The Power of Pad0 -
Aww thank-you everyone for your lovely words of encouragement...do you know, I've been an MSE'r for a very long time now but the one motivating thing has always been my lovely PAD friends.
Thank-you :kisses::iloveyou:
Sassers x
PS: I'm being naughty and sneeking on here while at work :eek:Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
DEBT FREE!0 -
If you are reading this Erme, I hope you are ok.
£21.82 for me today please FF.Thanks for taking over.
PAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/80 -
£50 to the mortgage for me please0
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£3.58 to the mortgage pot for me today please.Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750 -
£4 from me this evening, the DS's didn't want to go to athletics today, and DS1 is only at school for 20 days (eek) before they break up for the summer, and I normally budget 22 days between payday
£22.60 / £276Start Date: 27/11/2010
Padding: Day 42
Target £8000
Amount: £562.230
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