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A Payment A Day - Part 10!
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£4.08today for me thats the old business account clear and I will be closing it this weekend so its another one gone for good. hehe I actually enjoying paying things off now.DMP with CCCS £9,000 Awaiting exact figure when everything sorted x January 2013 DUE January 2017
Doing everything and anything to clear by January 2014
Save £2013 in 2013 £0 Earn £2013 in 2013 £0
Quit smoking 31 dec 12 current saving £65.55 x0 -
Yesterday's total PAD was £17,106.94 which is a PAD just of yesterday of £1,697.52
Go PADDERS!!!
Remind me to include my own wee pad today of £2 from C dividend...
Sorry so late updating - was unwell most of yesterday
E
PS. Can we hit £20K by Monday - that is the question:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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£100 for me today (should have been £200 but life swallowed up £100 before I knew it - grrrr)
I wish. I've had to fork out over £2.5k in recent weeks that's over and above my norm. Very little of it was avoidable. Most of it was on credit too.
On a brighter note, I do owe £15k less than I did at the start of 2009 so it's two steps forward, one back. My debt repayments aren't pretty but when you're self-employed, it's necessary to re-tool sometimes. Most of the outlay will help me to continue working or in some cases, to be able to work more quickly (earn more) and/or more comfortably (less wear and tear on my body).
I do have a very small pension pot that I think I may be able to access next year when I'm 55. It's too little to matter as far as a pension goes but it might be something I can reduce my debts with a bit. It will leave me pensionless but once I get my other debts sorted out, I should be mortgaage free by 65. That leaves an option of selling my flat to a bank in exchange for an income + state pension (I have no-one to leave it to). There would also be an option of building my business beyond sole trader level and having an income with little directwork input OR building it up and selling the business.
Because I would have to borrow to build if I did it now, I would rather leave it a few years.
A few people have opened my eyes to what may be possible in the years to come if I work it right (not people who would stand to make money from me either.)
It's bizarre but I always feel more entrepeneurial when the economy is crap. Probably just trying to use my head to fend off reality
Need to get through the next 5 years relatively unscathed first.0 -
thats £2.00 paid off today :T0
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Hi all:j
Just a £2 coin PAD from me - into VW campervan moneybox plz Erme - tkyou!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
£1 please Erme0
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£2 for me today pleaseMAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0 -
Another £50 please.0
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Been away for a while on hols - lucky me. Reality check now we are back. PAD of £20 for me today please. Need to sit down and rework budget. Have a great friday everyone:)
February Grocery Challenge £301.46/300
To feed - Me, DH, DD, DS and 1 dog0 -
Morning all, £30 to Lloyds pleaseDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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