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A Payment A Day - Part 10!
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I joined the gym last week and been feeling guilty about it ever since so I've just cancelled my membership under a 10 day money back guarantee. I feel so much better, and less panicky about it. I know next months pay is going to be horrendous so I was just worrying about it almost constantly.Became Mrs Scotland 16.01.16
Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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£306.25 for me todayBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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just as an FYI for everyone, I have just spoken to First Direct about going over my overdraft this morning. I transferred money in to cover it straight away and their policy is that as long as you bring the account back into "normal limits" by the end of the working day that there are no charges - absolutley brilliant!New surname New start!
Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off0 -
Anyhow just checking in ...hugs for those who need them.....anyone done any experiments with cheap good washing up liquid (homemade)...currently trying 1tsp of washing soda and 1tsp of vinegar in the bowl..unblocks the sink a dream so far...don't know if it does much else. ..Hot water just doesn't get rid of the grease
E
This is going well. don't know if it's cheaper but been using it since I posted it though not measuring so much now. Just a couple of dashes of white vinegar and a wee bit of washing soda. No bubbles but no grease either. Also discovered this a perfect combo for getting mayo out of mayo jars (at the end of them when you want the jars)...:)...beware it does fizz but it works...
I get my vinegar from the cash and carry (asian) nearby and it's not expensive (about £2-3 was what I paid in jan for 5 litres) and I might use bicarb rather than washing soda don't know...
But it works better than hot water this much I do know....
Don't mention the PAD unless you want to hurt my feelings excruciatingly and curse. I had to spend about £80 (should have been £30 really but the DM's were too nice to miss on bay and I am heavy on the heels so they're an investment) on shoes on Friday. Then I've been having probs with my e-cig charger so I'm at least £70 down on that. So much for my PAD of the other day. I'm just as badly off now. and no refund (it's only £20 but i so need it) on one of them via paypal (it's gone to paypal but not credited on my account yet? go figure?)...so yeah...trip to Ed and Glasgow beginning of next month now cancelled. Just can't afford it....
anyhow that's my news...been dieting and tired from last week's high so not been doing much..
e
PS. If no one has proffered can I be the counter for June? I have office (friend gave it to me) and OO...so sure I can do it and I have basic spreadsheet skills...E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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I'm not aware of anyone having volunteed for next month - I certainly haven't :rotfl:
If you're up for it Erme then by all means go ahead. If you need someone to tot up for a couple of days if you're away or anything then just PM me and I'll do it, I helped out when psychopathbabble was on her holibobs too0 -
£3.20 for me todayOct grocery budget £368.40 / 6000
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Hi all:j
Just a £10 PAD from me to day to ltsb o/d plz jj - tkyou!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
£3 for me please0
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Good morning all
£5 for me today, still no insurance money,was told yesterday it was transfered into my account on monday, it seems to come out instantly but never goes in as quickly.:(MAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0 -
Good morning all
£5 for me today, still no insurance money,was told yesterday it was transfered into my account on monday, it seems to come out instantly but never goes in as quickly.:(
If they actually did the banking on Monday then I would have expected the money to have been in your account yesterday, even before faster payments that would have been normal. If it's not in today I suggest you contact them and say you are asking your bank to start an investigation into where the money is - that might get the porky telling people to move. (I once had to do this myself, after a house fire when we had no money, no home and just the clothes we stood up in with 3 small children. )
Yesterdays Pads were £1876.580
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