A Payment A Day - Part 10!

Thisisforthekids

Hi, another £10 off the Barclaycard for me, I would really love to stick at this and to find out what it feels like when you make that last payment and your in the black!!
You debt free peeps...how did it feel? inspire me?

sophia-abigail-mummy

LondonAndy wrote: »

Great News Kashton !!

Hope everyone is OK - the weather helps doesn't it.

Large PAD from me as it's payday, small bonus day and a few more quid of expenses came back.

So £1,053.96 for me please :j

LA

Well done on the massive PAD

kashton wrote: »

Back with a good PAD and some good news....

I have cleared the currys account!!!! woo hoo, so another debt less, although all the next ones are fairly large i am into single figures, not sure how long they will take to clear but a payments a payment huh? it can only come down!

I have made PADS of £262 today with another smaller but equally good PAD of £100 ish in the next few days.

The next target on my hit list is the MBNA card with a balance of £593, i will be recieving a cheque from british gas in the next few days for £70 so that will be a good start, am giving myself a goal of end of may to have this paid,

Hope your all having a nice sunny day where ever you are!

Excellent news one more down doesn't it feel good?
Ended up spending extra pad that i would have had for tonight on drink as there wasn't any at work today.

Twinkles08

Evening all
I am so miffed,today I had to use money that I put aside to clear my barclaycard,to cover a shortfall in the rent this month.I'm hopping mad as hubbys account is looking rather bare but he doesn't know why.We've prob fittered it on bits and pieces but he rarely checks his account at the hole in the wall apart from when rent is due.He doesn't open his paper statements and hates the idea of internet and telephone banking!I despair.It's not that he's bad with budgeting,he's normally pretty good but he couldn't care less about it all.Whereas I check my accounts daily-touch of ocd!lol
Anyway well done to those who have made whooping PADs or cleared debts today.
My PAD is 5.00 to my now v empty pot.:(*Sulk *Stamps foot:p

ETA Glad to hear all is vaguely ok with you and bean winnie the pooh
Also how did your scan go flower?I think it was today?Hope all is alright.

Silly_Girl

Can I sign up please?

I'm keeping a fancy spreadsheet listing what I would have spent if I was the old me so I could transfer those pennies instead!

newmum1

Hi all, A quick £65 for me please..

mooomin

Thisisforthekids wrote: »

I would really love to stick at this and to find out what it feels like when you make that last payment and your in the black!!
You debt free peeps...how did it feel? inspire me?

It. Felt. AMAZING

There's a giant weight that lifts off your shoulders when you pay the final payment. My figures are in my signature - I cleared over £9,000 in 25 months, so it's doable, you just have to plug at it.

I'm now PADding to savings and find that I get massive satisfaction from seeing the balance go up - when I was PADding before it was to see balances go down :rotfl:

I always point people to this thread when they talk about their debts. PAD doesn't work for everyone, but without it I would be in more debt than £9,000 and I would be miserable. With this one simple idea and the support of so many PADders I'm proud to be debt-free. Thanks guys :T

Thisisforthekids

I Cant wait to get to that point FF, with mine and my other halfs earnings, according to the snowball, we can clear it in 18 months.
I know i can do it, i have no urge to borrow anymore so my balance is only going to go one way!

I just need to be discplined and stick with the padding and hey presto, we can get on with our lives.

£10 off the barclaycard please:).

**sde**

Hi every1,ive come back for a 2nd day ,and today ive paid £30!

never_too_old

Morning all

i cant wait either to be debt free ,Padding plus a few other forums have been a wonderful help.Sometimes i get impatient but my figures are going down, dh even though he earns the main wage hinders me sometimes as he things he deserves treats as he works hard( i just want to pad it )

so today my pad is £14

mooomin

Speaking of PADding to savings, £8 for me please