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A Payment A Day - Part 10!

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Comments

  • £25 today please.

    I'd do counting but still no proper internet yet! Hopefully got it ordered now tho so
    Not long.
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    edited 1 March 2011 at 9:25AM
    Hi folks

    Cracking February total. It is a tough month to be padding so well done all !!

    March here we come - shame there's no spring in the air just yet....

    £265 for me today please.

    I have found a property to buy which I love and had an offer accepted last week - so March will be a stressful month. Fingers crossed.

    The mortage was approved suprisingly quickly which shows how far I have come with the threads help :T as two years ago, one or two of you may remember, I got turned down for a Vanquis and a £15 a month contract phone :eek: PAD really works !

    Every penny I have is going into savings and cash flow pots this month. Hopefully I can get my furnishing fund topped up before the mortgage starts. I have the laptop money covered and in the bank taking 3% interest while I wait for the 0% to run out on Virgin.

    (In PAD style I have gone for a tracker mortgage which accepts payments as low as £1 via internet banking - so that will be superb incentive to use the PAD board !!)
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • boysma
    boysma Posts: 828 Forumite
    LondonAndy wrote: »
    Hi folks



    I have found a property to buy which I love and had an offer accepted last week - so March will be a stressful month. Fingers crossed.

    The mortage was approved suprisingly quickly which shows how far I have come with the threads help :T
    QUOTE]

    Congratulations Andy:beer: - any piccies of your new pad (get it:D) for us nosey padders? Great news that you got your mortgage sorted so quickly.
    Payment A Day £15 (started 17/5/14) :j
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Morning All!

    My Euro's reached the UK and turned into Pound's! Woo!

    So, a PAD of 31 GBP to the overdraft, a further 50 GBP to OH (he lent me this to make sure there were enough funds in my bank account for the monthly overdraft charge which happens sooner than usual in Feb) and 109.43 GBP to the Virgin CC. Soooooo, a total PAD of 190.43 GBP today please :)

    Have a great day all!

    Oh wow! I just realised I haven't put any money in my savings tin for March yet! I shall have to do that tonight!

    xx
    February wins: Theatre tickets
  • Winnie_in_Pooh
    Winnie_in_Pooh Posts: 1,176 Forumite
    Morning everyone!

    Fab total for February! Well done everyone :beer:!

    £19 to xmas savings from me today :) roll on payday on Monday, funds are getting low!
  • Twinkles08
    Twinkles08 Posts: 642 Forumite
    Hello everyone.what an amazing total for yesterday!!:jSome large ones again today,woo hoo.Well done to those who have cleared a debt and a huge well done to Andy,I hope it all goes smoothly and quickly for you.Your post gives me hope that one day I will be able to write a similar thing.
    Thanks again to Jue for being our counter upper:T
    My PAD today is 10.38 to my halifax loan and 2.00 into my giant cupcake,so 12.38 please.Take care all x
    :female:Our 2 gorgeous little girls born 2006 and 2010
    First House Deposit - £90.00:j
    DFW Nerd Member 1143 ;)Orig debt app £12000.00 :eek:
    Total Joint Debt ( Mar 2012)£3208.25

  • LondonAndy wrote: »
    Hi folks

    Cracking February total. It is a tough month to be padding so well done all !!

    March here we come - shame there's no spring in the air just yet....

    £265 for me today please.

    I have found a property to buy which I love and had an offer accepted last week - so March will be a stressful month. Fingers crossed.

    The mortage was approved suprisingly quickly which shows how far I have come with the threads help :T as two years ago, one or two of you may remember, I got turned down for a Vanquis and a £15 a month contract phone :eek: PAD really works !

    Every penny I have is going into savings and cash flow pots this month. Hopefully I can get my furnishing fund topped up before the mortgage starts. I have the laptop money covered and in the bank taking 3% interest while I wait for the 0% to run out on Virgin.

    (In PAD style I have gone for a tracker mortgage which accepts payments as low as £1 via internet banking - so that will be superb incentive to use the PAD board !!)

    Excellent news on the house Andy have you any piccys for us padders we just love being nosey lol
    This gives me hope as when I started this i was declined for a CC with my bank due to bad rating and have been doing this for a few months now and not missed a single payment as now have everything on DD and loads extra being paid into accounts and debts are being waved bye bye to lol. So hopefully doing a great job at rebuilding credit rating for OH and me. Pad for me today £4.10 as OH karate refunded this in over payment yeah.
    Two months minimum bills 57%

    Debt total April 2010 £7962.28 DEBT FREE March 2012 100% cleared :T:T:T
  • LondonAndy wrote: »
    Hi folks


    (In PAD style I have gone for a tracker mortgage which accepts payments as low as £1 via internet banking - so that will be superb incentive to use the PAD board !!)

    Congrats on finding your dream home LondonAndy. Loving the sound of the mortgage too! PAD-tastic :D And yes, like the other, I'd like to see the pics too...

    Feb was a good PAD month, JulieJim thanks for all your wonderful counting.thankyou.gif

    l.m.hart - way to go! You are making a massive impact of those debts, I'm amazed how many are gone now on your sig!!! :T

    I forgot to post yesterday, so today is £25 for Monday and £10 for Tuesday: £35.00 please...
    I myself am made entirely of flaws, stitched together with good intentions...
  • Flower08
    Flower08 Posts: 4,771 Forumite

    I've not heard back from Green yet...I'm hoping her internet connection is f00ked and she can't get on, surely that's the only reason she would be missing this long?! Anyone else heard from her?


    Havent heard anything either, really hope shes ok! Green if your reading please let us know you're ok :D
    Biggest Loser Weight Loss: 13 / 20 lb
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, another £1 to Capital One.


    Well done on the house Andy. :beer:
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
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