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A Payment A Day - Part 10!

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  • Brown_suga
    Brown_suga Posts: 168 Forumite
    Small PAD for me today £6.00 to my barclay card... have now got a lodger so hopefully this debt free journey will be a bit quicker :j

    Off to update my signature!
    Debt £31,184.05 - DFD - Jan 2015!!!
    Next target - Barclaycard £1000.00/965.29
    PAD from 20.12.10 ~ £1318.29
    NSD Challenge ~ Jan 10/10, Feb 10/10, March 10/13
    £365 in £365 Challenge ~ £120.06
    Sealed Pot Challenge member #1154
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all :D


    Welcome to all the new folk, and welcome back to all the folk who thought they could leave our little challenge :rotfl:


    The PAD peeps still have a hold over me! hubby thinks im barmy! :rotfl: xx
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    £12.06 for me today please...little Quidco boost included!!
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • No pad for me today and don't think there will be one till next Tuesday as all the bills have come out before we get paid, so a bit short this week. but you never know i might find a few pennies on the floor going to and from college to put in the pot.

    Haven't been sleeping well all this week after a few hours of just laying there I decided to do something constructive instead so I have re done a soa and a snowball calculation and we could be debt free by the middle of November :T.

    Bit of a surprise to me as I thought it might take 2 years. I've left a bit of contingency each month for emergencies, but it doesn't take into account we will probably have a weekend away in the summer (just fri-mon in the tent) or that all our finances may change as I'm waiting for universities to get back to me, I have applied for this September.

    So here's to sticking to the budget and having a debt free Christmas next year!
    Grocery challenge Jan 270.27/200:eek:

    Total debt 04/01/2011 £2671.23:eek:
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Morning all, £406 to the loan please :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • saorsie
    saorsie Posts: 1,905 Forumite
    A quick pad-ette of £28 for me today please lyin' split between dog snip fund and VSP

    Noooobody can ever leave the PAd thread ha ha ha hah haaaaaaaah :eek:

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Another €5 added to the sealed tin, so that's a PAD of 4.25 GBP please FF.

    Will most likely be AWOL for a few days. Family crisis on OH's side and will be heading to UK as soon as we have a little more info so can book flights for suitable dates.

    Have a good day all!

    x
    February wins: Theatre tickets
  • Another £1 for me please! :T (£1 to Halifax Credit Card)
    David :)
    £1 of debt is too much for me!
  • sashybo
    sashybo Posts: 4,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, another £1 today to Barclaycard.

    Hope everything's ok Euro.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    morning all.

    Have had a rather productive day yesterday and today! re done budgeting spreadsheet (thanks martin) though it did tell me what I knew already - but hey - I'm heading in the right direction!

    PAD £5 to Tesco CC.

    Hope everyone has a good day.
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
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