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Frugal Living Challenge 2011 - part 1

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    redglass wrote: »
    Last but not least, a dodgy hug for SlowlyFading :grouphug: and for anyone else who needs one. My memory is rubbish....
    Thanks :) xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry to hear about the rotten luck slowlyfading. Sometimes it's like one step forward and two back!
    Thanks - it really is sometimes!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • rozeepozee wrote: »
    Another thought: does anyone else here find Martin's weekly email sometimes counter productive as it can encourage one to spend when you otherwise wouldn't? I keep following links to bargains and sales and then have to keep reminding myself that I don't need these things and it's not a saving if I wasn't going to buy it anyway.

    I haven't succumbed so far and i can't wait for the car boot sale season to start so I can get my shopping fix on the cheap!

    Yup, I find this too!

    JayneC your chooks look beautiful & the house/run's great (well done to your OH!) - don't know how I missed the link before!

    rubytuesday I make big pots of stuff & freeze as by the time I get in from work, walk dog (spend an hour on MSE lol) it's often quite late when I get round to tea. Mince/chilli etc can be put straight into a pan, with a bit of water, cover with a lid and put on low (stir now & then) and will be fine. I'm a bit more "paranoid" probably with chicken and I always take out that morning and put in the microwave to defrost during the day (worktop would be find but I have a elderly lab who pretends he's got arthritis but can still manage to get things from the back of the worktop!)

    BSD today:( car service. Tax & breakdown cover due at end Jan so that will be my year's budget just about gone!

    Hope everyone OK (must go & find something for my tea as been at garage all afternoon & no lunch so starving)!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Done some shopping today - bread (whoopsied), hot x-buns (whoopsied), pizza bases (I know, but I couldn't be @rdsed to come home from work and make from scratch!), mushrooms (whoopsied), tomatoes, and baby new potatoes (whoopsied) from work, plus a visit to BnM for 3 boxes of cereal (and a sponge pudding)

    Didn't make it to L!dl for tea bags (too much to carry), and forgot I needed milk - so unless I go back out tonight (doubtful) I'm going to pick them up tomorrow.

    What I didn't spend was £2k+ with Emir@tes !! As I walked through the door tonight I got a call from the fraud dept at B/card, and it appears someone's been trying to use my c/card... though heaven knows where they got my details from :mad: So my card has now been cancelled and I have to wait 5 days for a new one (with a new number, which means re-registering for an on-line account with them, and changing my card details with P@yP@l and a couple of sites who have it saved - such as Pl@y - who I've been using for years :mad: :mad: :mad: Just need to do some trawling through the last 12 months of statements to figure out who will actually need the new number now....)
    Cheryl
  • Marru
    Marru Posts: 4,126 Forumite
    gien wrote: »
    Kids stuff really does add up doesn't it and you have it double with twins!!

    Which app did you get for your phone? I'd like to have something on mine so I can easily record purchases as they happen otherwise I just end up loosing all the receipts.

    I pay always with my card so that I can see the spends on the statement. If I use cash and especially if I don't get a receipt I just use the note option on my phone (most phones should have capability to put notes in): Like today I had to put: 26/1 crisps 0.56 :o Then ideally no less than twice a week I reconcile my bank account and cash.
    Laushappy wrote: »
    was meant to add: then you can cancel after your free or half price box.

    And when you go to cancel they might offer you further half price box. ;)

    Yesterday's tea for me beans on toast and DD egg on toast. Tonight bangers and mash so for lunch tomorrow I shall have leftover mash from today with leftover beans from yesterday. :)
    "Everything will be alright in the end. If it's not alright, it's not the end."

  • diddly74
    diddly74 Posts: 821 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I have not had a very frugal day today. :) I found a lovely holiday cottage in cornwall and have booked it for 2 weeks in the summer.
    :j:cool2::j
    Gonna have to take the girls out of school for 2 weeks, but my uni dictate when I can take my holibobs so school can go whistle!
    I am buzzin now we have decided where we are going even tho I have had to stump up over £400 for the deposit!

    Told the girls they are gonna have to start saving some of their pocket money so that they have some spends. And I have 21 weeks to shift some of this blubber so they don't try and push me back in the sea!!! :p
    Donna
    Economy; careful management; providence. Whether you call it thrifty or frugality it all comes down to getting more for your money.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    cw18 wrote: »
    What I didn't spend was £2k+ with Emir@tes !! As I walked through the door tonight I got a call from the fraud dept at B/card, and it appears someone's been trying to use my c/card... though heaven knows where they got my details from :mad: )
    Bah to that.

    I have heard bad things about Pl@y on this site before in terms of security, so it could be them that were the problem. if you use iTunes, a friend from here recently had fraud from a hack on her account so it might be that too.

    Hope it's all sorted for you soon.
  • diddly74
    diddly74 Posts: 821 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    My mother (a few years back) had her details stolen when a batch of cheques were stolen when they were in transit between offices of the bank! They caught it tho, but it shook her up at the time!
    Donna
    Economy; careful management; providence. Whether you call it thrifty or frugality it all comes down to getting more for your money.
  • minnie2
    minnie2 Posts: 513 Forumite
    so buried a gorgeous boy today and had a bit of a spend! - but am not in right frame of mind to sort it out tonight!

    had clothes from tescos, lunch and a drink at the wake - but did get given some money for giving some one a lift and had a nice surprise of 25% off clothes at Tescos when i got to the till - save £6.40
    Frugal living challenge - need to revisit its been.a while !! Need to reduce our debts!!
  • minnie2 wrote: »
    so buried a gorgeous boy today and had a bit of a spend! - but am not in right frame of mind to sort it out tonight!

    had clothes from tescos, lunch and a drink at the wake - but did get given some money for giving some one a lift and had a nice surprise of 25% off clothes at Tescos when i got to the till - save £6.40

    Thinking of you,
    x
    icare.gif
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
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