Frugal Living Challenge 2011 - part 1

midwinter

l.m.hart wrote: »

i rang the company because it only asks for last 3 years and wanted to check as claim was made over 3 years ago but not signed off,he says date of claim.Also flood was caused by sheer flook, too much rain in short period (no rivers, streams or flood plane near) so have been quoted for a decent policy £ 27. i t has prob gone down slightly to last year because it is now over 3 years. so i could cancel contents, continue paying building and new policy and be better off by about £8 month ( and get cashback)
can you have two policies?.
thanks for your input, :j

You can't have 2 policies covering one building, how would you/they decide who will pay if you had a claim? You could well find that neither pay

never_too_old

Thank you your advice is appreciated, just trying to cut back some of my essential outgoings,thus leaving me more money to PAD.

midwinter

A good day today, whoopsies at the Co*p, and some excellent charity shop finds

Including a Cher CD for £1 which I'm currently enjoying listening to

natnat13

NSD today :j
Not sure what to have for tea, meal planning gone a bit up the spout this week.
I shall cobble something together no doubt and sort myself out for tomorrow.
Hope everyone is ok today, its really grey and wet here today and DS2 has been a particular monster which hasn't helped! :mad: (that was my face earlier!)
Some great inspiring posts from lilylass and sandrascarlett, it really goes keep me going!
Hope everyone else is ok.
Nat x

Lily_The_Legend

Hi everyone! :hello:

Just started to read back as I haven't been around for a while.

SandraScarlett - what a lovely post! :j You're right, even making small changes this month are an achievement in themselves.

23rdspiral - sounds like you had a fab birthday _party_ and time away, well done for doing it so frugally! :T

midwinter

For the green fingered:

Free tomato seeds are on offer here!

http://www.britainonshow.co.uk/promotions/#entryform

Lily_The_Legend

JayneC wrote: »

Still selling things, have parcelled up my music magpie box of stuff and got a few more things for them, but have to have at least 10 items so have to hunt down another 3 or 4 items and can get another parcel together. BTW Christmas albums seem to get a good price!!

Thanks for the tip Jayne! :T Workout DVDs seem to go for a bit more too!

Erme - I hope you're ok.

midwinter

Lily_The_Legend ~ you've done very very well with freebies and competition wins! Your sig has inspired me to try harder!! Thanks

minnie2

cw18 wrote: »

First thing you'd need to do is check the deeds for you property. I've owned three houses (including where I am now), and the keeping of livestock was/is prohibited at all of them.......

weve had chickens for years! not sure that they are classed as live stock - you need a licence to keep the other animals such as pigs and sheep etc i know as you are only allowed these in certain areas.

and the rule on chickens is that you are not permitted to have a cockrel in a residential area - but hens arent a problem as far as i am aware

lingojingo

midwinter wrote: »

For the green fingered:

Free tomato seeds are on offer here!

http://www.britainonshow.co.uk/promotions/#entryform

Thank you, just ordered some :T