My yearly spend 2010

Noselfdiscipline

INCOME


£18,835.99 Pay
£1,546.47 Amazon
£212.8 Ebay
£309.60 Lotto
£1,430.15 Other
£197.95 Dividend
£937.25 Shares

TOTAL INCOME = £23,470.19

OUTGOINGS


£3,811.56 Mortgage
£545.68 Maintenance Fee
£655.27 Extra Maintenance Fee
£615.97 Council Tax
£124.18 Household (cleaning products etc)
£388.28 Furnishings
£180 Gas
£195 Electricity
£351.66 Water
£126 Boiler Cover
£129.96 Life Cover
£144.30 Contents Insurance
£305.52 MPPI
£540 Bus pass
£293.40 Taxi
£567.37 Virgin Media
£248.95 Mobile Phone
£761.15 Loan repayments
£617.30 Credit Card Repayments
£70.99 Overdraft
£3000 SAYE
£240 Shares
£2935.36 Food
£936.86 Booze
£180 Contact lenses
£85.95 Grooming
£379.86 Clothes
£12 Dental
£70 Gym (cancelled)
£98.89 Lovefilm DVD Rental
£362.20 DVD/Blu Ray
£397.99 Book
£265.93 Game
£298.48 Magazine
£36.28 Comics
£1.78 Itunes
£102.81 CD’s
£83.14 Xbox Live
£41.85 Cinema
£26.50 Bingo
£2,301.03 Collectibles
£26.57 Ebay Fees
£480.68 Postage
£438 Lotto
£164.15 XXX
£56.77 Misc
£551.40 Technology
£71.42 Present
£33.81 Tablets
£44.97 Stationary
£44.85 Software
£28 Study Material
£77.93 Watch

TOTAL OUTGOINGS = £24,693.41
OVERSPEND = £1,223.22 (though I did put £3,000 in a SAYE).

Spent far too much on food, and on collectibles (not telling you what I collect).

Noselfdiscipline

Kind of hard on the eyes, it lost all the formatting when I copied it over.

isy1011

What's XXX?:)

Noselfdiscipline

isy1011 wrote: »

What's XXX?:)

Dont ask! I knew that was coming!

Dellers

Is your gas 180 for the year ????

Noselfdiscipline

Dellers wrote: »

Is your gas 180 for the year ????

Yes these are all yearly amounts. I live by myself in a flat, get plenty of heat off the other flats!

Dellers

My gas and electric is £90 pm. well its was £120 but now they take 90

determined_new_ms

isy1011 wrote: »

What's XXX?:)

the mind boggles! Well you've got to keep urself entertained through the nights in :rotfl:

what struck me was the booze is a 3rd (roughly) of the cost of food. Have just worked out you spend more on food than I do and there are 3 adults in the house (me, oh & ds who is 18) and ours covers alcohol as well. You could trim this back abit and come in on budget next year? hths

janeawej

Impressive to know exactly what you have spent on everything though, I wouldnt have a clue about books, food, magazines etc so well done!

the_cat

Interesting reading, thanks for posting

One thing which struck me is that you say you live aloneand I can't see any expenditure for child maintainance or the like, so I'm assuming that you have no dependants.......... In which case why would you need life insurance?

Noselfdiscipline

the_cat wrote: »

Interesting reading, thanks for posting

One thing which struck me is that you say you live aloneand I can't see any expenditure for child maintainance or the like, so I'm assuming that you have no dependants.......... In which case why would you need life insurance?

Well its life and CIC, so CIC is quite useful. As for the life cover, I got it so that the flat would be paid for and my parents would have less hassle sorting everything out, should I pop my clogs before them.