Received a warning from Equifax - basic bank accounts on credit report

edited 30 November -1 at 1:00AM in Budgeting & Bank Accounts
2 replies 1.1K views
c-mc-m Forumite
754 Posts
edited 30 November -1 at 1:00AM in Budgeting & Bank Accounts
I recently signed up for the free 30 day credit report access to both experian and equifax.

Today I got an alert from equifax telling me a new agreement has been added. This is with Co-operative bank (i've been banking with them since april).

I have bank account with Co-op and Nationwide, both as basic accounts, that do not offer any credit facilities and are opened without a credit check.

Why is it that these accounts are showing up on my credit file, while my basic account at Barclays is not?

Surely these accounts should not be known to credit agencies, just like for example information about rent doesn't appear because there is no line of credit.


This discussion has been closed.
Latest MSE News and Guides

Energy price cap could be extended beyond 2023

New plans have just been announced by the Government

MSE News

Cheap contents insurance for tenants

DON'T assume your landlord covers you

MSE Guides

Summer sizzlers round-up

Incl £2ish sun cream & £1.50 disposable BBQs

MSE Deals