Anyone charged yet for having 'dormant' store card?

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Suzkin
Suzkin Posts: 517 Forumite
First Post First Anniversary Combo Breaker
edited 29 December 2010 at 9:48PM in Credit cards
Hi,

Just wondering: has anyone ever been charged yet, simply for having a 'dormant' store card (i.e. with no outsanding debt)? :o

I've just received standard literature from Santander on their revised terms and conditions, and noticed this information for cards such as Laura Ashley etc. [The Laura Ashley card was previously administered by GE Capital].

Thanks
«1

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  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
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    not yet, but doubt be long
  • Wonkysplitdemon
    Wonkysplitdemon Posts: 16 Forumite
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    I really don't see the issue. If you use your card on even a semi-regular basis you have nothing to worry about. If you haven't used it once in 6 months then you really have to question why you have the card in my opinion.
  • mirrorimage0
    mirrorimage0 Posts: 3,918 Forumite
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    oohh i have a couple which i have forgotten to cancel when i paid of bills and no longer use them as i use a tesco cc now instead to earn points
    now proud mum to 3 handsome boys :j latest one born 10/10/11:j
  • Aarons_mummy
    Aarons_mummy Posts: 961 Forumite
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    I had a Debenhams store card and never used it apart from the first time and paid it off in full, they cancelled it themselves around 12/18 months later. I got a letter telling me they were cancelling because of inactivity. No charges though!
    Credit Card: £796 Left/£900 October 2011 :eek:
    Store Card: £100 October 2011 :o
    Declutter 100 Things In January 100/100:j:beer:
    No Buying Toiletries 2012
  • diable
    diable Posts: 5,258 Forumite
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    Ahhh Santander again.............
  • Wonkysplitdemon
    Wonkysplitdemon Posts: 16 Forumite
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    An account will be closed after 12 consecutive months of inactivity.
  • catkimberley
    catkimberley Posts: 51 Forumite
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    I have just had new terms and conditions through for a couple of my santander cards which state a £10 dormancy fee. How do I close the accounts so this isn't applied after six months?
  • Wonkysplitdemon
    Wonkysplitdemon Posts: 16 Forumite
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    catkimberley wrote: »
    I have just had new terms and conditions through for a couple of my santander cards which state a £10 dormancy fee. How do I close the accounts so this isn't applied after six months?


    Either call them on the customer services number or put it in writing:

    santander cards uk ltd
    po box 700
    Leeds
    LS99 2BD

    Just say i want to close my account.
  • catkimberley
    catkimberley Posts: 51 Forumite
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    Wonkysplitdemon wrote: »
    Either call them on the customer services number or put it in writing:

    santander cards uk ltd
    po box 700
    Leeds
    LS99 2BD

    Just say i want to close my account.

    ok thankyou.
  • ironlady2022
    ironlady2022 Posts: 1,544 Forumite
    Name Dropper First Anniversary Combo Breaker First Post
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    You can diarise to call them in 6 months
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