Anyone charged yet for having 'dormant' store card?

Suzkin

Hi,

Just wondering: has anyone ever been charged yet, simply for having a 'dormant' store card (i.e. with no outsanding debt)?

I've just received standard literature from Santander on their revised terms and conditions, and noticed this information for cards such as Laura Ashley etc. [The Laura Ashley card was previously administered by GE Capital].

Thanks

PNPSUKNET

not yet, but doubt be long

Wonkysplitdemon

I really don't see the issue. If you use your card on even a semi-regular basis you have nothing to worry about. If you haven't used it once in 6 months then you really have to question why you have the card in my opinion.

mirrorimage0

oohh i have a couple which i have forgotten to cancel when i paid of bills and no longer use them as i use a tesco cc now instead to earn points

Aarons_mummy

I had a Debenhams store card and never used it apart from the first time and paid it off in full, they cancelled it themselves around 12/18 months later. I got a letter telling me they were cancelling because of inactivity. No charges though!

diable

Ahhh Santander again.............

Wonkysplitdemon

An account will be closed after 12 consecutive months of inactivity.

catkimberley

I have just had new terms and conditions through for a couple of my santander cards which state a £10 dormancy fee. How do I close the accounts so this isn't applied after six months?

Wonkysplitdemon

catkimberley wrote: »

I have just had new terms and conditions through for a couple of my santander cards which state a £10 dormancy fee. How do I close the accounts so this isn't applied after six months?

Either call them on the customer services number or put it in writing:

santander cards uk ltd
po box 700
Leeds
LS99 2BD

Just say i want to close my account.

catkimberley

Wonkysplitdemon wrote: »

Either call them on the customer services number or put it in writing:

santander cards uk ltd
po box 700
Leeds
LS99 2BD

Just say i want to close my account.

ok thankyou.

ironlady2022

You can diarise to call them in 6 months