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NatWest Overdraft Increase

I want to increase my student overdraft from 500 to 750. Do NatWest search Experian or Equifax for this?

Comments

  • jen245
    jen245 Posts: 1,606 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I think they search both, they did for me, although it was at the time I applied for the bank account and O/D together
    Debt free and staying that way! :beer:
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 December 2010 at 6:37PM
    They would search Experian and Equifax.

    They may not search anyone and just up it depending on how your account has been managed.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    stclair wrote: »
    They would search Experian and Equifax.

    They may not search anyone and just up it depending on how your account has been managed.

    I had a bounced direct debit, so I'm not in their good books. :(
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    TheEffect wrote: »
    I had a bounced direct debit, so I'm not in their good books. :(

    Im sure it was just an oversight however you should register for the act now alerts to prevent it happening in future.

    http://www.natwest.com/global/act-now-alerts.ashx
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
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