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JANUARY 2011 Make £10 A Day Challenge ~**~ All Welcome ~**~
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Hi all,
thanks for the kind thoughts it makes it a tad worse that im on maternity leave but my job is also at risk of redundancy so its not as if I can even apply for another job now considering by the time I start I will be leaving to give birth lol.
I did get a CC yesterday which is really going to help - as most people know I am trying to sort out the debt mountain OH created before he met me so I applied for a CC and was accepted (for first time!!!) they gave me a limit of 2300 which means I can now balance transfer oh's evil virgin card over and save over 800 in interest this year alone!!! obviously he wil be paying it (im not THAT kind lol) but at least he'll be making a dent in the actual debt rather than just paying off interest. also will reduce our minimum payments for this year which is when we will need it most.
So although there are some trying times ahead I feel we are starting 2011 quite optimistically.
as my start to the challenge today I have had a cracking start.......
£5 voucher from ebay - now used for a birthday present for sister in law thus saving me the fiver out of our bday saving pot
£3 from p!nec0ne
£6.23 from cashback site
YAY!!!!I, not events, have the power to make me happy or unhappy today. I can choose which it shall be. Yesterday is dead, tomorrow hasn't arrived yet. I have just one day, today, and I'm going to be happy in it.
Never Look Down on People unless you are helping them up
Wins - £5 Voucher, Book, Sat Nav
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Put me down for £5 a day please.
Think i managed december target but due to both kids getting really ill and now me, didn't keep track every day. Will be much more dedicated this month/year.GC Jan £200/£200.78 Feb £250/£156.07
#161 £2019 in 2019 £132.01
2019 Frugal Living0 -
I'm starting off with 55p bank interest this morning. Gotta start somewhere0
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What a great start to the challenge!! My mum gave me a £10 boots voucher! She was given it but wont use it and thought I could for nappies etc! Also just collected up all the lotto scratch cards we have lying around and they all came to £15!!! Though am only going to count the "cash" that I can pay towards my two debts to clear this month, so £15 for us today!!Getting back on the Wagon after falling with a thump!
Total Debt 31/11/13 = £20,341.05
1 debt v's 100 days 14 £24/£300
SPC #1108 Challenge 6 £63.760 -
Happy New Year everyone0
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£85 for me for last night babysitting.0
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£15 reward from hfaxI, not events, have the power to make me happy or unhappy today. I can choose which it shall be. Yesterday is dead, tomorrow hasn't arrived yet. I have just one day, today, and I'm going to be happy in it.
Never Look Down on People unless you are helping them up
Wins - £5 Voucher, Book, Sat Nav
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I'm in, for £5 as I am starting off and need to learn how to do it all!!!:j£5 a day Jan 2011 £88/£155:j
:)Sealed Pot Challenge #1203 - £14.100 -
put me down for a fiver start easy this yearfinances disaster but baby-stepping back to security:
2024 let's do this !!0 -
Happy New year everyone
First day of a new year and new start for me to attack credit cards
Best thing for me was that towards the end of last year 3 did not get renewed so I can't be tempted to use them ! I kept them incase !
Anyway Quidco have been very nice and paid me £3.44 so I'm off the £0 mark today:rotfl::rotfl:0
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