Tues 28th Dec 2010 - What small DFW things will you/have you done today?

Erme

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:!

!

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.!

So be proud of those small steps, they really are important.

Good morning everyone,!


AM
• Wash up
• Sort out washing
• Menu plan (remember diet) and shopping list
• Ironing
• Tobacco and milk


PM
• M's for the afternoon

SUPPER

Evening routine

E

Candy0107

Morning All

Thanks for starting the thread Erme. Hi to all new posters!

Most of my list is recycled from yesterday (and previous days)

Today I have/will:
• [STRIKE]Checked online banking – no change[/STRIKE]
• Breakfast and lunch from stores
• Being treated to dinner out
• [STRIKE]Read papers online
• Need to check my spreadsheet and make sure that I have enough money for the month
• Need to upload the CD’s that I bought onto my MP3 – part of a MS job the other week…again still have not done this[/STRIKE]
• Enter shed loads of comps online
• Fill in my WW food diary
• Need to drink 2l of water
• Watch things on the sky box (instead of going out)
• Need to spend about an hour planning what I want for the year ahead
• Need to work on a spreadsheet for the finances and see if I can pay off my debts a bit quicker
• Off to the gym after breakfast
• Early night as back to work tomorrow

Candy xxxx

stitching_witch

Good morning all you DFWers out there!

This early morning insomnia is getting silly now. I've been up for three hours, but I can't get on with much as people are still in bed :mad:

So far I have:

• run WM overnight on Economy 7
• finished my budget for 2011 - tight so hopefully only tiny price increases during the year
• worked out DFD of September 2012 (AT THE LATEST!!!)
• messed around on OS for a couple of hours getting ideas
• done a few inches of DGD's Xmas present - got a few days before she's back from Wales
• fed and watered chickens

I will also:

• nip to garage to get milk and bread but nothing else
• hang washing on airer - not used TD in over 8 months
• do meal plan for January- didn't do yesterday
• write my January goals list
• finish DGD's present
• possibly start DD's Xmas present
• ask DS3 what he wants for his birthday in 12 days time then look at the sales
• clean out chickens
• all meals from stores/leftovers - turkey, ham and leek pie I think

For those regulars wondering where Josie has disappeared to, she's up in Snowdonia looking after her DF's young family. His lovely long-term partner has cancer and only days left so Jo and DGD have gone to help nurse, cook, clean and generally support them all. She has no mobile reception or internet on the top of his mountain but I'm sure will Jo be back on here as soon as she can.

WelshWoofer

Morning all - thanks to Erme for starting us off.

Feeling a little frayed around the edges after a night out last night - amazingly all the blokes were not drinking and OH ended up driving (a variety of issues from man flu to hangovers) so for once the ladies had a drink instead - forgot what fun it is to gossip drunkenly with girls instead of being the unpaid tax service! But am feeling a bit wooly this morning!


Today's efforts....

• Checked banks
• Reviewed money left for the month
• Catch up on all the soaps recorded last night
• Hoover and dust house
• Think about New Year plans (not resolutions!)
• Mark some books
• Make tea from stores
• Think about shopping list and meal plan for next week
• Do any surveys that come

Hope everyone has a good day

determined_new_ms

morning :wave: hope your hangover fades quickly woofer! Stitchy I have been wondering where josie was, I hope she's ok can't be easy being the strong one without someone else to lean on :A

Today am going to see dd with a friend and go out for lunch (she decided not to come for xmas afterall ) looks like this isn't going to happen now, so when I can get through to my dd will offer to go to the cinema and for a pizza tomorrow

other than that:

• [STRIKE]get chilli out of freezer for tea - (with jackets)[/STRIKE]
• [STRIKE]check banking[/STRIKE]
• hm bread
• quick shower
• go to gym if I'm back in time if not go for a run
• make pack lunch for work tomorrow (then off till 4th :j)
• watch another classic film - watched "High Society" yesterday can't say I reckon it much!
• check for surveys
• sew on buttons to my coat

that's it for me, hope everyone has a great day

NewlyFrugalMumof3

Good Morning All,

Haven't posted on here for a while, but am trying to be organised and frugal again.

Today I will/have:

put washing on 30c: DONE
hang washing on airers; DONE
put cash in sealed pot: DONE - ALSO MADE 'NEW' PACKED LUNCH MONEY POT FROM OLD SYRUP TIN
drive carefully to: YES
voluntary job - only 2 hours today: DONE
buy milks at farm foods and put in freezer: DONE
make dinner from left over xmas duck - mmmm: DUCK STIR FRY + MADE DUCK STOCK (FOR FREEZER)
plan next 2 weeks menus - using LoveFoodHateWaste site - DOING
read new story books to children: 2 OF 3 BOYS
walk dog: DOING
check online banking: DONE
ring c/c co and find out what 2 suspect payments are?:mad:: TOMORROW
get boys to make thank you cards for xmas pressies: TOMORROW
keep heating down low and put layers on instead: YES
try and fit in OU work: HMMM??

have a great day everyone.

PerfectPeaches

Morning all

Seems weired not having Isobelle here but my parents are enjoying spending time with their grand-daughter but it is nice to have time just to get on with everything especially with the house move coming up!

Well my list for today:-

• [STRIKE]Feed cats and let them out[/STRIKE] Fed but not interested in going out in the rain!
  
• [STRIKE]Check emails[/STRIKE] Nothing
  
• [STRIKE]Check for any surveys[/STRIKE] Screened out!
  
• Put a few loads of washing in
• Dinner from kitchen cupboards - cottage pie I think
• Try and get a few free boxes from Mr T
• Pack away more house stuff
• Write a few reviews
• Finish packing for the holiday - remember books!
• Have an NSD
  

Thats it for me today as I am not going out anywhere so that should take me a while!

Hope everyone has a good day.

Peaches x

DawnW

Morning all :j

Most of the snow has gone - hooray!

Today I have / will:

Check online banking (done, still no sign of the missing cheques that the cashier in the bank managed to pay into someone else's account over a week ago :mad:) I will ring them tomorrow if they have not reappeared.

Washing on airer to dry

Continue to use up Christmas food - we had bacon sarnies for breakfast, using the bacon with which I had covered the breast of the turkey I cooked yesterday. OH'S idea - I was a bit dubious at first, but it was fine, just warmed / crisped up under the grill first :T

Cut up cooked turkey giblets for dogs

Sort out fridge

Sort out my sock drawer, as I have loads of odd socks in there, which is irritating to say the least when looking for a clean pair each morning :rotfl:

Dogs for walk later

I am loving being off work :beer:

determined_new_ms

DawnW wrote: »

Cut up cooked turkey giblets for dogs


I am loving being off work :beer:

I never ever know what to do with the giblets, but the frugalister in me wants not to throw them away :rotfl:

Amen sister!!!!!! :rotfl:

Amara

Hi!
Ive already
-checked my emails
-hoovered my bedroom
-started a dishwasher
I will:
-go to three my customers
-go to shop for a newspaper
-prepare documents for my accountant
-and letter for my new customers
See you soon!

Wannabefree_2

Afternoon all
Don`t usually post on here but thought i`d give it a go today:
Today i haven`t done an awful lot up to now
had shower & washed hair
Been into town & brought all of xmas 2011 cards for friends & family (got the lot for a fiver rather than £10+)
Brought a few gifts to add to my gift store at home to use through out the year for birthdays tec.
Will be getting lunch soon odds & sods from out the fridge tilll we do a proper shop
Sorted out new diary for next year with all outgoings, birthdays etc
Off out tonight with friends for belated xmas/early new year meal

Thats it up to now
Happy Days to you all.