IPOQ for ED recieved

plumber2009

If i could say i was paying rent then i would list the followin expenditure below.

Income
NET 740 (after tax)

Rent £400
House Keep £200
Tel Phone £35
Travel £40
Clothing £40
Haircuts £10

£715 Per Month.

Would need a few tweaks.

Not sure if i can add anything for opticians for future purchase of glasses?

Any thoughts?

skylight

Medical prescriptions, glasses/contacts, £10 emergency fund they now allow (but thats technically your £10 surplus you are allowed to have), insurance etc.

plumber2009

Hi all.

I have decided to go with filling the form and see what happens. I started my job begining of october so will say i sent a letter to inform them of employment should they ask why i have not informed them.
Here is my final breakdown.

NET Income 185 p/w or 740p/m

Expenditure
Rent £350
House Keeping £180
Tel £25
Travel £71
Cloths £40
Haircuts £10

Total £686

Disposable £64

Total £740

All look ok?

Probibly wont get early discharge but would rather not get into any trouble by quitting my job and the OR slap a BRO on me.
I recieved the IPOQ and EDREV if this is relavent.

Thankyou all for your help.

WLITC

plumber2009 wrote: »

Hi all.

I have decided to go with filling the form and see what happens. I started my job begining of october so will say i sent a letter to inform them of employment should they ask why i have not informed them.
Here is my final breakdown.

NET Income 185 p/w or 740p/m

Expenditure
Rent £350
House Keeping £180
Tel £25
Travel £71
Cloths £40
Haircuts £10

Total £686

Disposable £64

Total £740

All look ok?

Probibly wont get early discharge but would rather not get into any trouble by quitting my job and the OR slap a BRO on me.
I recieved the IPOQ and EDREV if this is relavent.

looks okay, but don't forget things like prescriptions/dentist/opticians costs, need to factor in how much that might cost over the year, for example if you had a filling, you'd be looking at £46.50 (standard NHS charges) and if you had a root canal and a crown, your looking at £192, also prescriptions are £7.20 for each medicine and and eye test is around £20-30 depending on the optician. I even put a small amount down for a holiday. While this isn't excepted by all OR's, their guidance does state that they can allow a reasonable amount for a non extravagant holiday.

JCS1

plumber2009 wrote: »

Hi all.

I have decided to go with filling the form and see what happens. I started my job begining of october so will say i sent a letter to inform them of employment should they ask why i have not informed them.
Here is my final breakdown.

NET Income 185 p/w or 740p/m

Expenditure
Rent £350
House Keeping £180
Tel £25
Travel £71
Cloths £40
Haircuts £10

Total £686

Disposable £64

Total £740

All look ok?

Probibly wont get early discharge but would rather not get into any trouble by quitting my job and the OR slap a BRO on me.
I recieved the IPOQ and EDREV if this is relavent.

Thankyou all for your help.

Monthly income will be £801-67 a month rather than £740 (£185 * 52 /12), so at the moment you appear to have a surplus of £115.

plumber2009

JCS1 wrote: »

Monthly income will be £801-67 a month rather than £740 (£185 * 52 /12), so at the moment you appear to have a surplus of £115.

Is this because of the tax and ni contributions ?

my tax code is 647L1

I earn 218.25 - 18.60 tax - 11.91 ins so (total £30.51)
net pay £187.74

Do i need to draw up an income/expenditure based on the £218.25?

EDIT

I have made a revision based on a monthly figure of £813.54 (NET 187.74 *52wk/12mth = 813.54 P/M)

Rent £400
House Keep £180
Mobile £35
Travel £71
Cloth £40
Hair £10
Optician £10 (glasses)

Sub £746
Disp £68

Total £814.00

confused76

plumber2009 wrote: »

Is this because of the tax and ni contributions ?

my tax code is 647L1

I earn 218.25 - 18.60 tax - 11.91 ins so (total £30.51)
net pay £187.74

Do i need to draw up an income/expenditure based on the £218.25?

EDIT

I have made a revision based on a monthly figure of £813.54 (NET 187.74 *52wk/12mth = 813.54 P/M)

Rent £400
House Keep £180
Mobile £35
Travel £71
Cloth £40
Hair £10
Optician £10 (glasses)

Sub £746
Disp £68

Total £814.00

Happy Christmas....any utilities? tv licence? or are these included in your rent? landline? £20 holiday £10 emergency fund (i believe this is allowed now) xx

Worcsman

plumber2009 wrote: »

I just got these forms yesterday. Talking about early discharge ect. I have been asked to fill out the income/expenditure form. AGRRRRRR.

The bad thing about the whole thing is that I am now working part time (25 hrs/week) with take home of £185 a week. I am seriously considering about deliberatly getting myself sacked. I have no ipa/o as i was unemployed when i went BR and am currently 4 months into the 12 month auto discharge.

Q. What should i do?
a. Ignore the forms and not send off
b. Get sacked from my job and then get a new job after discharge
c fill out the forms ( I feel i will end up with a 3 year ipa which i wish to avoid at all costs.)

Honestly, you will get more than 185 quid a week in benefits. bin your job then work after discharge. Its a simple decision..

PNPSUKNET

Not sure but they can tell your income by your NI / tax

andyf1980

Worcsman wrote: »

Honestly, you will get more than 185 quid a week in benefits. bin your job then work after discharge. Its a simple decision..

I'm not sure that's the case. A lot of benefits like JSA won't pay if you have resigned/been sacked as far as I know.