It's hard to walk in a single woman's shoes - that's why you need really fab shoes!

Shoe_Gal

He, he - nails were only £5.25 (even I'm not that bad ) - the £20 included my Superdrug and M&S stuff too

But you are right - I do need to look at all the 'bits' that add up - like the pizza

Mags30

Don't worry, you have another 51 weeks left to try again and you will get there! I read that as £20 for nails too but I think shoegal meant £20 for lunch, superdrug and the nails which is better.


Slim-fast=yuck:rotfl:

I'm not into diets much so I don't know the name of what I'm talking about here, but the one that has cheat days where you can eat pizza or chocolate or similar bad stuff of your choice might work best:)

Buffythedebtslayer

I don't budget, (clearly how I got into this mess) but what ever is left in the bank account goes on the debt. Often it isn't anything!!!! but it is a start to the not running out of money which I did loads of!

xx

Shoe_Gal

Mags30 wrote: »

Don't worry, you have another 51 weeks left to try again and you will get there! I read that as £20 for nails too but I think shoegal meant £20 for lunch, superdrug and the nails which is better.


Slim-fast=yuck:rotfl:

I'm not into diets much so I don't know the name of what I'm talking about here, but the one that has cheat days where you can eat pizza or chocolate or similar bad stuff of your choice might work best:)

I need a bit of an 'all or nothing' kick start - am not very good at limiting treats, am better at cutting them out

Shoe_Gal

Buffythedebtslayer wrote: »

I don't budget, (clearly how I got into this mess) but what ever is left in the bank account goes on the debt. Often it isn't anything!!!! but it is a start to the not running out of money which I did loads of!

xx

I'm still trying to master not running out of money before I run out of month - so you are way ahead of me

Shoe_Gal

1st morning on Slim Fast - so far, so good. I have my dieting head on at the moment

I stuck to my resolution of keeping the flat tidy (ish) so less housework stuff to do today :j . BIL is coming to (hopefully) put the new belt on the washing machine. If it works will have loads of washing to do, if not I will have to take it to my Mum's and find somebody to come and fix it

Also need to do a workout - nox excuses today

Souk08

Morning lady. you sound focussed. No harm in using Slim Fast as a kick start, my friend is doing the same. I seem to have lost a few pounds already on my diet (though it's more about clothes than weight for me) and have 1 week to go on the harsh phase before i decide what to do next.

Re your budget, I take it you paid all the essentials and then put a bit to the debt and then your 'spends' is what was left? Do you have a seperate food budget? That works really well for me and I take that out and then divide whatever else is left by the number of weeks in the month for my spends. That way, if I have to borrow from another week at least I know I have done so and can plan accordingly. Hope that makes sense and enjoy your day.

Shoe_Gal

Hi Souk

Yes, the money I am talking about is what is left after all bills and debt payments have been made, and I also budget £180 per month for petrol as I have a long drive to work

I don't have a separate food budget but I am thinking that doing it that might help. I am quite disorganised with food, don't batch cook and don't really meal plan so I think this is an area I can work on - obviously any money saved gives me more 'fun' money :j

Am doing Slim Fast this week, which I bought yesterday, so will have my lunch at work (already budgeted for) so should be no food spends this week

Lula-Hula

Morning Shoe Gal,

glad I misread the £20 nails

Bizarre, we have do have almost exactly the same amount left. That's good though, as we can discourage eachother from unnecessary spends & it's now only 22 days left .

If we go as long as possible without spending at all, then there are less days to spread the amount over & if we do really well we can even have a little treat towards the end.

I've just found a tin of slimfast in the back of the cupboard so might give that a go. Do you use 'red' milk to mix it or just water ?

I cant really buy 'red' milk as well as the 'green' one - too much money !



This is indeed a mini challenge & we will succeed

ETA - I hear ya on the food disorganisation, meal planning & non batch cooking ( except for hobnobs, rock cakes & choccie brownies - the more the better

Shoe_Gal

Hi Lula

I do the Slim Fast bars rather than the shakes (cos I don't like milk!) so I can't help with that one - says skimmed milk on the website but I suppose if you used semi skimmed you could just reduce the calories eleswhere slightly, don't think there's a huge difference in calories between the two?

http://www.slimfast.co.uk/plan/dailyplan/default.aspx