Money back or 'reward' card?

DemiDee

My Barclays mastercard pays out 0.5% on purchases, which I believe is 50p in £100.

Tesco pay 25p in every £100, so half of what I get on my moneyback credit card.

Does anyone know of any better offers out there, for people who pay off their balance every month?

McKneff

DemiDee wrote: »

My Barclays mastercard pays out 0.5% on purchases, which I believe is 50p in £100.

Tesco pay 25p in every £100, so half of what I get on my moneyback credit card.

Does anyone know of any better offers out there, for people who pay off their balance every month?

2.5% is a fabulous deal for cashback, I dont think you will better that.

hollie.weimeraner

McKneff wrote: »

2.5% is a fabulous deal for cashback, I dont think you will better that.

Your maths aren't brilliant are they?:D 25p in every £100 is .25%;)

Capital one wee offering a cashback card at 1% - not sure if the offers still open. I use a capital one cashback card that I've had for years. Currently looking forward to £200 cash back next month as I purchase as much as I can on it and pay it off every month.

McKneff

hollie.weimeraner wrote: »

Your maths aren't brilliant are they?:D 25p in every £100 is .25%;)

Capital one wee offering a cashback card at 1% - not sure if the offers still open. I use a capital one cashback card that I've had for years. Currently looking forward to £200 cash back next month as I purchase as much as I can on it and pay it off every month.

moment of madness:o
slip of the old dot methinks............

Degenerate

DemiDee wrote: »

Does anyone know of any better offers out there, for people who pay off their balance every month?

If you can be sure to spend £300 every month, Halifax Clarity Rewards will give you a fiver. You must have their bank account to qualify, but if you credit that with £1000 a month, you'll get another fiver there.

opinions4u

DemiDee wrote: »

My Barclays mastercard pays out 0.5% on purchases, which I believe is 50p in £100.

Tesco pay 25p in every £100, so half of what I get on my moneyback credit card.

Does anyone know of any better offers out there, for people who pay off their balance every month?

Don't forget if you use the Tesco points for Clubcard Rewards the value trebles.

Egg Money charges £1 a month but pays 1% cashback. So if you're spending £200 a month or more it beats your Barclays example.

Perhaps this link from the top of the page is worth a read.

Azrael_1701

Degenerate wrote: »

If you can be sure to spend £300 every month, Halifax Clarity Rewards will give you a fiver. You must have their bank account to qualify, but if you credit that with £1000 a month, you'll get another fiver there.

You have to either:

a) hold a reward account AND credit £1000 p/m
b) hold an Ultimate Reward account.

atlantis187

Capital one wee offering a cashback card at 1% - not sure if the offers still open. I use a capital one cashback card that I've had for years. Currently looking forward to £200 cash back next month as I purchase as much as I can on it and pay it off every month.[/QUOTE]

How much have u spent over the year then to get this £200 cashback?