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Crass Nationwide staff pushing Gold Visa

Went to a NW branch today to withdraw cash on my debit card. Asked for clean notes as I'm changing in Asia.

Cashier: Oh Sir, do you use your debit card overseas?

Me: Well, not any more since it's become expensive.

Cashier: Yes we've introduced charges, but you can avoid them by using our gold visa card - it is free overseas.

Me: It isn't free, particularly if you want cash.

Cashier: Sure, there's a charge for cash, but purchases are free.

Me: No, outside Europe you charge 1%.

Cashier: No. It's completely free.

Me: I have one already. You charge 1%, claiming you are "passing on" Visa's fee. So now I use Abbey Zero.

Cashier: They will pass on the same fee - it's not our charge, it's Visa's fee.

All nonsense of course. As it's Christmas I'll give her the benefit of the doubt and assume she's misunderstood their own T+Cs rather than is deliberately trying to be misleading.

Comments

  • Degenerate
    Degenerate Posts: 2,166 Forumite
    You should have asked her for more information on how the Santander Zero Mastercard would pass on a fee from Visa.
  • Roger1
    Roger1 Posts: 1,603 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You're very kind. I know it's the Christmas season but there are limits!

    There's no way a bank/building society official should be making false claims about their product and denigrating a competitor's. If it were me, I would make a complaint, and if you're still feeling kind, just an informal complaint to the person's manager. ;)
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Roger1 wrote: »
    You're very kind. I know it's the Christmas season but there are limits!

    There's no way a bank/building society official should be making false claims about their product and denigrating a competitor's. If it were me, I would make a complaint, and if you're still feeling kind, just an informal complaint to the person's manager. ;)

    I bet you Email 'points of view' every week Roger?
  • Roger1
    Roger1 Posts: 1,603 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    star-fire wrote: »
    I bet you Email 'points of view' every week Roger?
    You lost the bet. ;)

    (What's 'points of view'?)
  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I would complain too (and I don't write in to poin t of view either).
    It's simply not acceptable for staff to lie or make claims about stuff they don't know about.
  • Thanks for the comments.

    Well, I was rushing around to get to Heathrow and therefore anticipating further trouble (which didn't happen).

    I asked for clean bank notes and she went to alot of trouble to get me nice ones. So I just let this rumpus pass. I choose my battles these days - increasingly can't be bothered.

    Lame excuses, I know!
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