We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Advice on Basic Bank Accounts from CCCS

Options
Hi I thought I'd post this on here – I’ve also posted a similar one on DFW board – hope that’s ok.

Anyway - after various refusals for basic bank accounts (see thread on DFW) I phoned CCCS as am supposed to starting DMP with them soon. They told me that they are getting quite a few queries about this at the moment. I was advised;
• try Barclays. CCCS work with them and so they will (hopefully) be more aware
• try quoting para 3.1 of the banking code

I looked this up and it says the following;

3.1 Before you become a customer, we will:
• give you clear information explaining the key
features of the services and products you tell us you
are interested in;
• assess whether your needs are suited to a basic
bank account (if we offer one) and if they are we
will offer you this product;
• offer you a basic bank account if you specifically
ask, and meet the qualifying conditions for one;
• give you information on a single product or service, if
you have already made up your mind; and
• tell you what information we need from you to prove
your identity (by law, we have to check your identity).

So I'm going to try Barclays tomorrow. Wish me luck.......

R :)
Proud to be dealing with my debts
Debt Free by "sometime" in 2010:j
£2 Coin Savers Club £22 Started again after saving and spending £96 for Xmas :T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.