Smoke Damage after house fire

carli63

When Claiming on my contents & buildings insurance how will i know what smoke damaged contents I can & cannot claim for my policy is new for old with accidental damage the whole house is covered in a soot or ash but the kitchen is a wreck any advice.

ormus

i would have thought anything that cannot be easily cleaned up.
ask the insurance company. if youre not happy with them, then ask an independent assessor.

1984ReturnsForReal_2

They would probably get a loss adjuster out anyway so I would pretty much start writing a list of everything & how much I paid for it & what it is to buy now.

List everything on a spreadsheet & you can easily add, remove & alter prices etc.

& you will be adding things you never even thought of in days/weeks to come.