Cheque that i cant cash

AndyNorwich

Today i recieved a cheque from revenue and customs for a tax rebate its for £300 however i dont have a bank account and cant get one anywhere. Is there any way of me cashing it ?

jd87

a.wallace0106 wrote: »

cant get one anywhere

Why? Isn't anyone supposed to be able to open a basic bank account now?

opinions4u

Open a basic bank account.

Open a savings account.

Go to a cheque cashing place and pay a fee.

Send it back to HMRC and ask them to adjust your tax code instead.

What happened when you tried to do the same with HSBC 5 months ago?

Or how about the Nat West First Reserve Account that made you so happy 9 months ago?

I_luv_cats

You could go to a Cheque Cashing shop with ID, but it may cost you up to 10% of your £300. You could look for any new customer deals to lower the % / charges.

A basic bank account is the answer so you keep 100% of your cheque.

AndyNorwich

I cant even get a basic bank account !

DCFC79

a.wallace0106 wrote: »

I cant even get a basic bank account !

how come,

open a savings account as lippy says

it might be a stumbling block but theres other solutions

MCGONIS

Hi. I am sure if you return the cheque they will re-issue one that you can cash at a local Post Office.

The HMRC and also DWP staff seem to have this thing that they do not issue cheques. Except they do.

It's not routine now. But if you ask for a cheque, they cannot refuse.

Hope that helps.

jd87

Can only assume the OP must have some sort of fraud conviction in the past. That seems to be the only real reason you can't get a bank account these days.