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Protection by paying with a credit card

I am about to buy a new kitchen costing several thousand pounds. I want to pay by credit card as the credit card company will protect me under section75. The Kitchen company wants to charge me 3% surcharge for using a credit card, but nothing if i use a debit card. ( but I don't get section 75 protection).

If I pay £100 by credit card and the rest by debit card is my protection only on the £100 or the cost of the whole kitchen?

Thanks

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Protection is on the cost of the whole kitchen....
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    anirow wrote: »
    This is surprising, if she is making a purchase of only 100 pounds through credit then surcharge should be applied to that amount only and should not include the payment done through credit card. why is it so?

    What are you on about?
  • Wammer
    Wammer Posts: 1,060 Forumite
    Tenth Anniversary
    You don't even need to pay £100 on the credit card. Even if you only paid £10 on the credit card you would be covered for the full cost of the kitchen. It the goods bought that has to be over £100.
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