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Urgent advice please!!!!

shorty21
shorty21 Posts: 6 Forumite
in Bankruptcy & living with it
basically the story goes i have un paid council tax, currently live with a couple of house mates the tax was for my previous place my house mate had put my mail all together but had stuck it all in a draw to give me but had forgotten, when i found them all there was final demands of the baliffs i rung them straight away and they said they have a warrent to come get posessions, i told them that the only stuff in the house was the stuff in my bedroom everything else belongs to my house mates and that i dont have anything worth 736 pound. can they enter the house with out me being there and use a lock smith ive tried explaining to the baliff im willing to make instalment payments and they said its gone to far for that they want the full amount what can i do please they are coming tomorrow??
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Comments

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    no they cant force entry, just make sure no one leaves the windows or doors open, if they do then they can come in, ie peacefull entry
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Don't answer the door and don't let them in. If they can't get in they can't do anything.

    Have a look at this site

    http://www.bailiffadviceonline.co.uk/

    It is run by herbie21 who is a regular poster on the Debtfree Wanabe boards
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    This site is run by Herbie21 who is a poster on the MSE forum and I know has been very helpful to many.

    Click on blue link below:-

    http://www.bailiffadviceonline.co.uk/index.htm


    Best wishes
    If...x
    "If wishes were horses, then beggars would ride"
  • shorty21
    shorty21 Posts: 6 Forumite
    so even if its for council tax do they not have the right to come in without my permission x
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nope :D

    ignore, don't speak to them and make sure that they cannot get in. Make sure your mates don't let them in either.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • shorty21
    shorty21 Posts: 6 Forumite
    they are coming tomorrow some time i did read about if it gets reffered bk to the council i can ask them to take a percentage out of my wages how do i get it reffered back to the council? they said they have a warrent what happens if they phone the police? xx
  • shorty21
    shorty21 Posts: 6 Forumite
    oh and also do they have the power to take any belongings in the house even if they arnt mine i only rent a room x
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    its not that sort of warrent, ie its not an arrest warrent, its basically just a license to take certain actions but as has been said they cant force entry, also do you have a car because if it is outside they could uplift it
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    shorty21 wrote: »
    oh and also do they have the power to take any belongings in the house even if they arnt mine i only rent a room x

    Technically no, but it is a case of you proving that they are not yours
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • now
    now Posts: 851 Forumite
    shorty21 wrote: »
    oh and also do they have the power to take any belongings in the house even if they arnt mine i only rent a room x

    They can only take what is yours and it is up to them to prove it is yours, move everything into your mates room. I tried to enforce bailiffs once and was told it was up to me to prove the person who owed me the money owned anything to the value, contact the council direct and see f you can sort it out with them
    If you woke up this morning congratulations, you have another chance :j
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