Welcome Newbies and Lurkers

IF

solventsoon wrote: »

Good morning everyone:hello:

Thought I'd pop in and say hello, it's been ages since I've been here, sorry:o:o

Hope you're all well and having a good Sunday.

spoon x

Helloooooooooooo Spoony.........we've missed ya :kisses3:

I am and hope your Sunday goes well too :beer:

solventsoon

dojoman wrote: »

Hi SS, I am fine thanks:)

Glad to hear that, dojo:D

ifwisheswerehorses... wrote: »

Helloooooooooooo Spoony.........we've missed ya :kisses3:
I am and hope your Sunday goes well too :beer:

Ahh.. thanks, If

Glad you're having a good day, my Sunday is going just fine, thanks:D

IF

A good afternoon all bump...............x

OridiusMorphius_2

Hi all,

Okay question, hope you can help, i have looked at the links and cant find anything on this one:

I decalred myself bankrupt in 2004 and had it discharged in 2005, towards the end of this. I have since been good :-) I have a credit card and am never late with payments, i have a bank account, have no debts and pay all my bills etc and did manage to get a car loan in 2007 whih i finished paying in 2010. Since 2004 i have moved a bit, seperation/ divorce etc. I have been turned down for credit 3 times in 12 months, i have even been turned down for a new bank account. I followed what this board has told me and have my Equifax credit report, the only thing that looks out of place are what they call 'linked addresses', eveything else is fine, even my bills, credit card and bank stuff is down there and all looking good so it must be linked addresses, what are these and what can i do? They are all addresses i have lived at so not sure why they would be an issue.

I want my life back on track and everything clean so please help!!! :-(

Me!

IF

Hi kwhitburn, I'm not an 100% sure tbh. I would post your question on Fermi's thread or re post your question on the main BR board, you will receive more help and your question won't get lost on here.

And Fermi’s thread ‘credit clean up discussion’ - Click here

Best wishes
If...x

OridiusMorphius_2

Thanks ifwisheswerehorses,

I have reposted there.

dojoman

IF

A good evening all bump-ette

IF

IF

Welcome to the Bankruptcy Board.

Hello and Welcome, Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have poster's who have/do work for the OR and Debt charities too.

Written by Fermi our board guide:-
Many people find that debt and bankruptcy is the cause or result of a period of great distress and anxiety in their lives. For some this can reach a stage where it is difficult to cope. So I would remind you that The Samaritans are available to help you through your troubles if the emotional side threatens to become overwhelming.

Helpful Links and Information.

To post your question go to the top left hand side of BR board, opposite the page numbers and press the "New Thread" button as shown below:

If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.

We often ask you to post your SOA so we can see if you have included what you need to.

MSE SOA Calculator - Click here
Select the MSE format at the end. Copy and paste onto your thread.

For ‘essential’ BR info this is Fermi’s sticky - Click here

BR Abbreviations - Click here

Debt Relief Orders - Information & help - Click here

IVA - Individual Voluntary Arrangement board - Click here


If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.

What to do if you get an insensitive or hurtful comment - Click here



Best wishes
If...x