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  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Welcome to the Bankruptcy Board.

    Hello and Welcome, Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have poster's who have/do work for the OR and Debt charities too.

    Written by Fermi our board guide:-
    Many people find that debt and bankruptcy is the cause or result of a period of great distress and anxiety in their lives. For some this can reach a stage where it is difficult to cope. So I would remind you that The Samaritans are available to help you through your troubles if the emotional side threatens to become overwhelming.
    Helpful Links and Information.

    To post your question go to the top left hand side of BR board, opposite the page numbers and press the "New Thread" button as shown below:
    newthread-1.gif

    If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.

    We often ask you to post your SOA so we can see if you have included what you need to.

    MSE SOA Calculator - Click here
    Select the MSE format at the end. Copy and paste onto your thread.

    For ‘essential’ BR info this is Fermi’s sticky - Click here

    BR Abbreviations - Click here

    Debt Relief Orders - Information & help - Click here

    IVA - Individual Voluntary Arrangement board - Click here


    If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.

    What to do if you get an insensitive or hurtful comment - Click here



    Best wishes
    If...x
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    MSEforum.jpg
    "If wishes were horses, then beggars would ride"
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    goodnight bump ;) x
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hello and goodnight conf, hope you're OK? xx
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    MSEforum.jpg
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    confused76 wrote: »
    goodnight bump ;) x

    Night Conf x :A
    Hello and goodnight conf, hope you're OK? xx

    Hello Spoon, nice to see you matey x :A
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Good night all bump from me too xx
    "If wishes were horses, then beggars would ride"
  • Having read some really unnecessary, nasty comments :mad: just now I felt the need to

    BUMP!

    Hope no one is put off by the nasty trolls - I have been upset by some things I have read, but as the dreaded day seems to be inevitable I appreciate this board more and more.

    So thanks to those people who are on here to help, good luck to those who need that help, and get lost trolls!
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    Hello and goodnight conf, hope you're OK? xx

    ahh sorry i missed you spoony :A hope to catch you later, i'm fine thanks, i hope you are too :) x

    runningbackwards i'm sorry you were upset by some comments on here. it's hard not to react but the best thing we can do is not respond, and report them to abuse. make sure you come back though, there are plenty of helpful people on here, we don't want the few trolls to ruin that x
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    A late good afternoon bump from me :D
    "If wishes were horses, then beggars would ride"
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