Can I get a Credit Card in time for Christmas

money_saving_hedgehog

Can anyone tell me if I can get a Credit Card in time for Christmas. Virgin say if I apply online today and get automatic acceptance, can have it within 7-10 days but no doubt this may be longer with the Christmas post, does anyone have any knowledge of this, or a quicker card to get. Thanks

Degenerate

Metro bank apparently offer a credit card. There's little information on their website other than it is a Mastercard and the APR is 13%. No introductory offer is advertised. If it's like their debit cards they will be able to produce the card while you wait. You need to open it in person in one of their London branches though.

stephane_2

I very much doubt that you'll be able to get card & pin before Christmas....

scorpiolady

I applied for a tesco credit card last weekend and got accepted, i received the pin today but not the card yet

andymc29

Sorry, but someone has to say this at some point.... Please don't get yourself in debt for Christmas!!! It comes round every year, and you just have to accept that some years you may not be able to afford to splash out as much as you'd like to. People always use the term "need" when it comes to going out and drinking gallons of beer at christmas or "needing" to buy certain presents for people, the truth is, you "want" to do these things, but if you don't have the funds then you shouldn't do it. You'll only spend January and February misrable trying to pay off you credit card.

You can still have a brilliant Christmas without spending much, just think of it as fighting back against those capitalist pigs at the shopping centres who only see christmas as a money making month.

Hank_Marvin

Sandra, Do tesco give you an answer straight away + credit limit, when you apply online for there credit card??

stephane_2

They can give you an answer straight away for you'll only know the credit limit once you get the card....

Hank_Marvin

OK stephane thanks for that..

scorpiolady

Hank_Marvin wrote: »

Sandra, Do tesco give you an answer straight away + credit limit, when you apply online for there credit card??

Yes Hank they told me straight away and they also gave me the limit at the same time

scorpiolady

stephane wrote: »

They can give you an answer straight away for you'll only know the credit limit once you get the card....

Sorry Stephane your wrong, they told me my limit straight away

scorpiolady

andymc29 wrote: »

Sorry, but someone has to say this at some point.... Please don't get yourself in debt for Christmas!!! It comes round every year, and you just have to accept that some years you may not be able to afford to splash out as much as you'd like to. People always use the term "need" when it comes to going out and drinking gallons of beer at christmas or "needing" to buy certain presents for people, the truth is, you "want" to do these things, but if you don't have the funds then you shouldn't do it. You'll only spend January and February misrable trying to pay off you credit card.

You can still have a brilliant Christmas without spending much, just think of it as fighting back against those capitalist pigs at the shopping centres who only see christmas as a money making month.

Who said they we're getting into debt for christmas?? i'm certainly not i'm doing a balance transfer with mine