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Cabot Financial
wizzywig27
Posts: 1,549 Forumite
in Credit cards
Hello
I am looking for some advice. I have a problem with the above company.
Basically I had a default on my credit fil from 2005 at my old address, not really rang them for more info until recently, when they put it on again under there other alias (cant think whats its called but its defo them). At this point I noticed the date of birth was incorrect (5 years or so difference).
Now now, not only do I have TWO defaults for the same debt to the same company, but the D.O.B is incorrect.
Now, apparently the default is from the same time I was living there, but they asked for a copy of my passport (which I faxed) and a copy of the duplication on the credit file.
Now they are asking for proof of occupancy (although I have stated I lived there at that time) - and they are investigating it as fraud (fair enough) - but will they CIFAS me? I have no proof of occupancy at that address - so they are asking me to obtain some.
I have never been in this situation before, please can someone advise?
I am looking for some advice. I have a problem with the above company.
Basically I had a default on my credit fil from 2005 at my old address, not really rang them for more info until recently, when they put it on again under there other alias (cant think whats its called but its defo them). At this point I noticed the date of birth was incorrect (5 years or so difference).
Now now, not only do I have TWO defaults for the same debt to the same company, but the D.O.B is incorrect.
Now, apparently the default is from the same time I was living there, but they asked for a copy of my passport (which I faxed) and a copy of the duplication on the credit file.
Now they are asking for proof of occupancy (although I have stated I lived there at that time) - and they are investigating it as fraud (fair enough) - but will they CIFAS me? I have no proof of occupancy at that address - so they are asking me to obtain some.
I have never been in this situation before, please can someone advise?
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