Halifax Clarity - can I avoid interest on withdrawls abroad ?

Elektriksheep

lisyloo wrote: »

The problem is that it can create more problems than it solves.
It's against the Ts and Cs so worst case you card could be stopped.
Hopefully you will have taken a back up card, but you could either end up having no card or paying higher charges on your back-up card.
You have to ask yourself whether it's worth it for the very low interest charges.
I know we are all money savers and therefore our instinct is to save money, but you should be aware that short term these charges are very small.

This is a very good point. Pre-loading is entirely possible - I've done it myself with this card and there were no negative consequences of doing so (this time).

But having read this thread, and realised just how low the interest is, it really isn't worth the risk, the POSSIBILITY that your card might get blocked. You won't lose the money that you loaded onto the card, but as Lisyloo points out, you will either be stuck without a card, or you'll be forced to use a different card, and will then be paying more.

The interest is so low it seems like a big risk for a small gain.