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Is there such a thing??

shamac
shamac Posts: 415 Forumite
in Budgeting & bank accounts
I want a card which I can transfer our monthly spending money onto then use this in chip and pin machines? Can I get one without opening another bank account? Think i've heard of something like this but can't remember what it is called. Thanks.

Comments

  • chris_m
    chris_m Posts: 8,250 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Pre-pay credit card, maybe?
  • pqrdef
    pqrdef Posts: 4,552 Forumite
    shamac wrote: »
    I want a card which I can transfer our monthly spending money onto then use this in chip and pin machines?
    How would this be different from a debit card?
    "It will take, five, 10, 15 years to get back to where we need to be. But it's no longer the individual banks that are in the wrong, it's the banking industry as a whole." - Steven Cooper, head of personal and business banking at Barclays, talking to Martin Lewis
  • jambosans
    jambosans Posts: 1,493 Forumite
    If you're an O2 customer, there's O2 Money.

    See the MSE page on prepaid cards for other options:-
    http://www.moneysavingexpert.com/cards/prepaid-cards
    Anything I post is my opinion, so from time to time I may be wrong. I try to provide answers based in fact, however I don't know everything, so (like all posters on MSE), take what I say with a pinch of salt.
  • jambosans
    jambosans Posts: 1,493 Forumite
    pqrdef wrote:
    How would this be different from a debit card?

    The difference is indicated in the OP's second question i.e. it's not attached to a bank account.
    shamac wrote: »
    Can I get one without opening another bank account?
    Anything I post is my opinion, so from time to time I may be wrong. I try to provide answers based in fact, however I don't know everything, so (like all posters on MSE), take what I say with a pinch of salt.
  • chris_m
    chris_m Posts: 8,250 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jambosans wrote: »
    The difference is indicated in the OP's second question i.e. it's not attached to a bank account.

    Also, I assume, there is no chance of spending more than you have loaded onto it.
This discussion has been closed.
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