📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay off as much as you can in 2011 Challenge!

1266267269271272334

Comments

  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    At last, something to report! £77.95 from barclaycard (only minimum payment but better than nowt)
  • jwil wrote: »
    That's a good point, quite a few people have reached their targets now, but there are a lot of people who haven't updated at all for a while, so hopefully they'll pop back before the end of the year.

    Hi Jwil and everyone else who is doing so well on here. :T

    I haven't just had a bad month, I've had a bad year. So at the moment, I have actually increased my debt since the start of the year. :o:o:o

    However, I am now back on track and by the end of the year I will have paid off something more, though not the £10000 I had optimistically aimed for. Leave my current total on there though, it gives me an incentive and I will increase that total-paid-off by the end of 2011.

    I promise I will do better in 2012 and a big well done to everyone who is doing so brilliantly paying off their debts. You're an inspiration. :beer:
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Just a quick update before housework - bleurgh!

    LAM - big hugs to you, i am so very sorry to hear you sad news, take care of yourself x

    Wow - to all those who paid off a huge amount - and also those who've paid off a bit ;)

    peaceandfreedom - i think we've all had things happen where our debts have increased :o but then we just re-focus so its not just you in this position. I too will be here in 2012. Today will be the joys of e-bay - after housework and hairdresser. Have sold a couple of bits i listed so it does give me a bit of an oomph!

    My total - majority overpayments are from taking out my short-term savings and overtime - never again after the amount of hours i did and tyhe paltry amount this then equated to after tax :mad: Oh, i probably didn't put it on here i had a huge bill to pay off - several thousand pounds - i had the majority of it but struggled with the final £2000 but then got a letter saying it had to be paid and got it done within the week :eek::eek::eek: Raised money by maxing out the overdraft, using overtime money that had been intended towards a different bill and withdrawing short term savings

    Total £4881.32/10,000
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    car payment came out today :( offically skinto which sucks but I have had to pay out for DS birthday, uniforms, car MOT and spending over £100 on my brothers new flat so at least i know where the money is going if that makes sense???

    new total is £5039.68 / £7000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jacci45
    jacci45 Posts: 1,636 Forumite
    A little bit more paid off now 12298/7800!!
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jacci45 wrote: »
    Had an amazing bit of luck so now have paid off a total this year of 12218!!!!! So paid off this month 9218!!!

    Wow, well done jacci! :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LAM2011 wrote: »
    HI jwil and everyone else,

    I have not updated this month yet as my figure has not changed :o. Its been a bad one for me - I lost my young horse last Friday :( which incurred some vet bills, my tenant has not paid the full rent due to problems and has promised they are sorting it and I have felt to low to even be bothered to do my usual scraping and selling and surveys.

    Will bounce back soon though.

    Well done to those that have managed a good month, they are always a good feeling :T

    Aww that's awful, sorry to hear that. Hope things get better soon Lam
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Jwil and everyone else who is doing so well on here. :T

    I haven't just had a bad month, I've had a bad year. So at the moment, I have actually increased my debt since the start of the year. :o:o:o

    However, I am now back on track and by the end of the year I will have paid off something more, though not the £10000 I had optimistically aimed for. Leave my current total on there though, it gives me an incentive and I will increase that total-paid-off by the end of 2011.

    I promise I will do better in 2012 and a big well done to everyone who is doing so brilliantly paying off their debts. You're an inspiration. :beer:

    There's a few of us on here who have wandered off the beaten track and then hopped back on so you're not alone peaceandfreedom :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the updates everyone!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    £550 paid today :)

    new total- member 25- £4586/£7500

    hopefully more to come next week :D
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.