📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay off as much as you can in 2011 Challenge!

1204205207209210334

Comments

  • jwil
    jwil Posts: 22,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    kavics17 wrote: »
    Congratulations!!! Well done you!

    I seem to just wait for my salary, it supposed to come on the last working day of the month which is not till next Tues I'm afraid:(. Really want to make that overpayment now...

    Me too :( I hate waiting for payday :rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Kellyjelly27
    Kellyjelly27 Posts: 52 Forumite
    Hi all, been a bit lax posting an update last month, but very please to say new total is £11,456/£13,000 -really pleased!
    [STRIKE]Nov 2010 £33,319[/STRIKE]:eek:,January £17,214=48% paid[STRIKE]24[/STRIKE]16 paydays to DFD
    Pay off challenge 2011
    #52 £16K/£13K:TPay off challenge 2012 £635/£17,851
    Grocery challenge - not good
    Weight loss 15/28lbs AFD - J 5/16. NSD 3/12
  • seasideDreamer
    seasideDreamer Posts: 1,363 Forumite
    Tenth Anniversary Combo Breaker Debt-free and Proud!
    £100 off the Barclaycard so that's £2006.83/£6842.49
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • Hi everyone! Got paid today, so hit the credit card hard. Total for no. 89 now £4775.83/£7000.
    HSBC Credit Card £608.69, HSBC Overdraft: £4123.67, HSBC Loan: £8,270.69
    Lloyds Credit Card: £1418.62, Very Account: £518.99, Barclaycard: £126
    Total Debt as of 9th June 2020: £15066.66
  • KLee
    KLee Posts: 26 Forumite
    Mornin'

    At last, payday! £47 off loan, another £150 off one debt and £450 off another. Had a good work month last month so instead of dresses and toiletries I'm paying off my debts quicker. So motivating to see everyone doing so well! I've been using the "do I need it?" rule of thumb, making my own lunches and inviting people over rather than going out and it has really made a difference. I would love to be debt free by next year. Will have to wait and see. Enjoy June!!
    £3707.05/£10,000
  • goodgirl80
    goodgirl80 Posts: 814 Forumite
    well done everybody!

    paid £244.42 today

    so new total: £2571.54/£5253.46
  • wigwam
    wigwam Posts: 234 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Sorry I havent been around much, will have a read nd catch up over the weekend as been woring hard to pay off whilst the extra work is about. Total for May: 1010 bringing new total to 5851 / 10,000
  • andy_hunk
    andy_hunk Posts: 80 Forumite
    Had a decent bonus this month so was able to pay off £200 on the cc and if I'm really careful with my money for the next couple of months, I think I can pay off the balance by the end of August. #debtfreewannabe!

    But for now: 132. andy_hunk - £637.50/£1,025.87
    Last Win: Tuff Mudder Tickets and 2 cases of wine :j
  • jwil
    jwil Posts: 22,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    im really fed up. i got paid and paid all my bills including £350. off debt.

    i now have no money for the month. i mean no money at all.

    so i probably shouldnt have made a payment at all but i want this debt gone badly.

    i am no going to have to use my credit card (which i pay in full every month - so not a debt technically) to buy food and anything else we want this month.

    why is it sooo difficult.

    sorry to moan xx

    It is hard affordmylife, hope things get easier next month for you. There can be a fine balance between paying off the debt and living, and it can be hard to make it all work sometimes.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the updates everyone.

    I've managed to pay £120 today, there will be more in the next few days. I'm going to struggle this month though, so need to try and sort out some extra cash somehow.

    As usual I'll count any posts up to midnight as May payments, and any after midnight as June payments. I'll pop the total up tomorrow then.

    Hopefully we can have a better month in June, May seems to have been a struggle for lots of us!

    Keep going everyone!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.