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Pay off as much as you can in 2011 Challenge!

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Comments

  • kavics17
    kavics17 Posts: 2,235 Forumite
    abba1772 wrote: »
    paid off £225 today so i've hit my target woo hoo

    my total now is £3528.43 / £3500
    :T:j:T:j:T:j:T:j:T:j:T

    and it isn't even June yet so i'm well chuffed lol

    IS THERE ANY CHANCE I CAN CHANGE MY TARGET TO £7000????

    many thanks jwil x


    Congratulations!!! Well done you!

    I seem to just wait for my salary, it supposed to come on the last working day of the month which is not till next Tues I'm afraid:(. Really want to make that overpayment now...
  • seasideDreamer
    seasideDreamer Posts: 1,363 Forumite
    Tenth Anniversary Combo Breaker Debt-free and Proud!
    kavics17 wrote: »
    Congratulations!!! Well done you!

    I seem to just wait for my salary, it supposed to come on the last working day of the month which is not till next Tues I'm afraid:(. Really want to make that overpayment now...

    Me too! Even more so this month as by the time the next one comes I may have a mortgage too:eek:

    Congrats Abba:T
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    £83 to Barclaycard (min payment)
  • affordmylife
    affordmylife Posts: 1,224 Forumite
    Part of the Furniture Combo Breaker
    im really fed up. i got paid and paid all my bills including £350. off debt.

    i now have no money for the month. i mean no money at all.

    so i probably shouldnt have made a payment at all but i want this debt gone badly.

    i am no going to have to use my credit card (which i pay in full every month - so not a debt technically) to buy food and anything else we want this month.

    why is it sooo difficult.

    sorry to moan xx
  • seasideDreamer
    seasideDreamer Posts: 1,363 Forumite
    Tenth Anniversary Combo Breaker Debt-free and Proud!
    Just paid £30 for Junes minimum Virgin payment so that's £1906.83/£6842.49. There will be more where that came from on Tuesday when I get paid:):):)
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • Megadebtor
    Megadebtor Posts: 28 Forumite
    Just paid another £1003 off my mortgage.:T
    But I'm doing something wrong as my credit card bill is rising instead by roughly the same amount. :(
    Have finally started to go through all my spending in the last 12 months and realized to my horror that I am spending waaaaayyyyy more than I thought on all the other expenses such as food shopping, clothes etc. And I spent nearly three times what I had budgeted for my new dog. :eek:
    I'm going to have to re-think my whole saving/overpaying strategy. There's lot's off advice on the threads here so I'd better be off reading those religiously every day. Have a good Sunday everyone.
    Debt: Absolutely Mega (six figures) :shocked:



  • VERY busy month ahead so I've held money back so I definitely have enough to cover the things coming up (IOW Festival/Sister's Wedding) so not paid as much as I usually do on Pay Day, BUT my total debt is now under 2K so I'm happy with that!! Will try to not spend as much money as I've budgeted for things, then any left overs can be sent debt-wards!

    TOTAL PAID THIS YEAR SO FAR: £1535/£3435 :j

    44.6% of the year's target done in 5 months :D
  • abba1772 wrote: »
    paid off £225 today so i've hit my target woo hoo

    my total now is £3528.43 / £3500
    :T:j:T:j:T:j:T:j:T:j:T

    and it isn't even June yet so i'm well chuffed lol

    IS THERE ANY CHANCE I CAN CHANGE MY TARGET TO £7000????

    many thanks jwil x


    That is absolutely amazing - well done!! :D

    It's so good now that we're starting to see people hit their targets, it's a real light at the end of the tunnel!! :A
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    That is absolutely amazing - well done!! :D

    It's so good now that we're starting to see people hit their targets, it's a real light at the end of the tunnel!! :A

    i dont think i would have paid off as much if it wasnt for this thread tbh as its very addictive and has mad me realise just how much money is being paid out on debt :(
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    abba1772 wrote: »
    paid off £225 today so i've hit my target woo hoo

    my total now is £3528.43 / £3500
    :T:j:T:j:T:j:T:j:T:j:T

    and it isn't even June yet so i'm well chuffed lol

    IS THERE ANY CHANCE I CAN CHANGE MY TARGET TO £7000????

    many thanks jwil x

    Well done abba! :T:T:T:T Yes, of course you can change your target, I shall update tomorrow.

    Hope everyone is having a good weekend!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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