Pay off as much as you can in 2011 Challenge!

Walnut

£25 overpayment today......

£371.58/£4000

jwil

goodgirl80 wrote: »

Sorry jwil, I think I haven't been posting my totals properly at the moment it is:
no. 128:
£1927.12 (paid off)/ £5253.46 (total)



Hope that's ok.

Thanks for your updates!:):):)

20 days to payday!?!!!!

No probs, it's just as likely to be my error!

jwil

sarahs999 wrote: »

well done jwil. That's better than I thought actually. So we're all ready for April then people? keep updating; it inspires other people and it means you're motivating yourself too! I'm £355 behind on my monthly total disappointingly, but once our US trip is out of the way we will hopefully be back on track.

Yes, it was better than I expected too, though there were a handful of very large payments during the month which inflated the total.

Let's see if we can beat it during April everyone!

jwil

KLee wrote: »

Hey!

Sorry for not posting recently. My current booking means no access to computer and try to avoid when I get home so I can switch off. Anyhoo, £36.17 and last payment to ONE of my loans so hurrah! £47 to another loan and overpayment of £300 to another debt so feeling pretty good!! Still a non-smoker and still bringing in lunches so will carry on with the £30 a week installments. Well done everybody!!! have a good weekend x

Well done on the continued non smoking and taking lunches :T

jwil

DedicatedDFW wrote: »

Hi Everyone

Hmm not sure if everyone would class this as an overpayment but i am going to call it £200 paid off funds owed to OH. The reason being that OH has had me paying for something for the last few months which he usually pays for :mad: (lots going on here, but yes have asked for the money and not seen it) totted it all up and it is over £200 i've paid out :eek::eek: so am simply going to deduct £200 off the money i owe him :cool: Off to update my sig :j please let me know if you don't think this should be classed as a payment but as I would have paid this off target 1 (and more besides as i have rounded the amount down- crikey knows why) i think that its okay to do?

Oops almost forgot - DD came out today also and usual transfer done to a bill and a small additional payment to target 1. Best get me calculator :rotfl::rotfl::rotfl: £336.30 to deduct £2443.75/10,000

As far as I'm concerned, if it's reducing your debt, then it's a valid payment!

phoenix_dragon

Good afternoon! Loan came out today, so no. 89 here - total £3183.60/£7000.

jwil

runninglea wrote: »

Hi won euro millions can you put all debts paid off please!!

Wouldn't that be amazing!

jwil

parsniphead wrote: »

May 27th. It gives me even more incentive to blast these horrible debts - not that any is needed.

Not long now parsniphead, how exciting!

jwil

DedicatedDFW wrote: »

Advice please

My lovely mother has offered to (effectively) write off the money i owe her as a means of trying to help me out :o:o However if she needed the funds in an emergency then i would have to pay her back which is fair enough. I do already have access to the amount i owe her in a savings account (due to mature end of the year but if necessary i would have to take it out of there before then). Other than that I would always need to have this amount available as savings just in case. So, would you count this as money paid off as the funds i have are ear-marked just in case or would you just deduct the amount off total debt?

Ta

That's lovely of your Mother, how sweet. I think that if it was me, I would just reduce my debt by that amount, not count it as a payment. If I was to actually take that money and pay it towards a credit card, then I would count it as a payment.

Does that make any sense?

jwil

rachelww1 wrote: »

Woohoo, broke the 10k barrier on Friday. 2 more loan payments bringing total so far to £10,232.49/£21,000. 48.73% paid off, 50% by end of month hopefully :beer:

Well done, that is a fantastic amount! :T