debit card question

drhcnip

hi
jjust wondering how long it takes a debit card payment - either online or in a shop - to show up on a cashpoint balance
just asking because can't get to one that does a mini statement...

thanks

AmTheMan87

Hi,

It can take a few days before the transaction will be reflected in your "balance", however, as well as a balance, you should have an "available balance" - this includes deducting the transaction but will also include any overdraft etc that is available to you...

i.e - if your balance was originally £100 and your transaction £20.. you may see:

Balance: £100

Available balance: £80 (assuming no overdraft)

drhcnip

thanks...

what about cash taken out of the cashpoint? is that debited immediately?

shellywelly1968

Yes if you withdraw any money from the cashpoint it is deducted straight away

drhcnip

thanks folks - much appreciated