We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Current account that texts you on balance change

Hi

I am looking for a current account that sends text messages as transactions occure.

When I go to a shop and pay by card I would like to receive a text immediately to show the amount debited and balance remaining. I do not mind paying a fee for this of course.

Is this possible in UK?

Comments

  • EarthBoy
    EarthBoy Posts: 3,225 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Several banks will now send you texts with mini statements, and some, including First Direct, will text you whenever your balance falls below a pre-determined amount, or whenever you get a credit over a pre-determined amount. I don't know of any bank which will text you after every single transaction though.

    I am not even sure if what you are requesting is technically possible anyway because not all debit card transactions are debited immediately. It depends how the individual retailer processes the payments, and whether they are done on-line or off-line.
  • Lulee36
    Lulee36 Posts: 197 Forumite
    Not sure about bank account but the o2 money card sends u a text after every transaction:j
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    When I go to a shop and pay by card I would like to receive a text immediately to show the amount debited and balance remaining
    Only problem is that it will typically take around 3 working days for a debit card transaction to show on your account.

    So I don't see that you'll get what you want.

    You could use one of those new fangled calculator things or a pen and paper.
  • ehlo
    ehlo Posts: 397 Forumite
    Part of the Furniture 100 Posts
    As stated above, the o2 card does this although it is a prepay card rather than a full account :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.