Bank charges

Benson_the_dog

I thought that bank charges had been stopped

I have just had a letter from barclays charging me £30 for going over my overdraft limit by more than £5 is this still legal?

oldfella

its certainly legal - however as its a penalty charge its unlawful

if you have been a good customer call them and ask them nicely to remove it

Mike

nickmack

oldfella wrote:

its certainly legal - however as its a penalty charge its unlawful

As oldfella says, there is a difference between illegal and unlawful. In general terms, unlawful relates to civil law and illegal generally concerns criminal law.

In the case of bank charges, we are talking unlawful.