Any ideas for a cheap overdraft?

sarahhole

Hi guys! My first post, so hope this works...

I'm going travelling for 6mths next year :beer: , and am trying to be clever!
I've opened a Nationwide account for their 0% loading overseas, but I'd like to have the option of some money 'in reserve' in case my savings dry up (if we decide to stay longer or have an accident with budgeting)!

SO, I'm thinking probably another current account with a 0% overdraft facility (though I can't do A&L as I won't be paying into it while I'm away), or is there a way I can shift speding onto a 0% credit card from a current account?

Not too good with cash, so all suggestions gratefully received!

Many thanks,

Soo

grumbler

Nationwide credit card comes with the same 0% loading plus 0% for 9 months on purchases. If accepted, just use it for all purchases abroad (within your limit) and use the debit card only for cash withdrawals and as a 'reserve'. Don't forget to set up a Direct Debit for minimum monthly payments.