We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Any ideas for a cheap overdraft?

Options
Hi guys! My first post, so hope this works...

I'm going travelling for 6mths next year :beer: , and am trying to be clever!
I've opened a Nationwide account for their 0% loading overseas, but I'd like to have the option of some money 'in reserve' in case my savings dry up (if we decide to stay longer or have an accident with budgeting)!

SO, I'm thinking probably another current account with a 0% overdraft facility (though I can't do A&L as I won't be paying into it while I'm away), or is there a way I can shift speding onto a 0% credit card from a current account?

Not too good with cash, so all suggestions gratefully received! :confused:

Many thanks,

Soo

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nationwide credit card comes with the same 0% loading plus 0% for 9 months on purchases. If accepted, just use it for all purchases abroad (within your limit) and use the debit card only for cash withdrawals and as a 'reserve'. Don't forget to set up a Direct Debit for minimum monthly payments.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.