Credit Card Debt and Death

dzug1

maureen_04 wrote: »

ICorporate fraud takes millions from each and everyone of us every year. .

What unadulterated utter twaddle. How many of us have millions to be taken this way anyway?

redpete

maureen_04 wrote: »

I do so love people who preach on this site.

How about those who refute your opinions that you state as facts? (e.g. "You can't be made to pay someone else's debts. ... Any debts by someone else die to, unless you are a guarantor for the debt.") Most of the comments on your posts have been factual and stated the basis in law why you were wrong, they do not make moral judgenents.

The life insurance was payable to me, which I was not expected to use for debts.

A number of people have pointed out that insurance policies made out to a third party are not taken as part of the estate which is available to pay off the deceased's debts. No-one has suggested that you would have done wrong by keeping the money that came from such an insurance policy.

At least I admit what I did, ant not pretend to be so righteous as some on here. Have none of you EVER done anything not quite honest...I think not.

I don't hypocritically criticise anything that I might consider doing myself.

I sorted out my father's estate last year and didn't even consider not paying off the credit card debt that was in his name.

I'm surprised that you take such exception to what has been written when you are quite happy to say that someone should not be entitled to a non-means-tested benefit because they have some savings.

dunstonh

At least I admit what I did, ant not pretend to be so righteous as some on here. Have none of you EVER done anything not quite honest.

Committing fraud and doing something that runs the risk of imprisonment if caught is a long way from doing something not quite honest.

Are you suggesting that burglary is also acceptable as long as you don't get caught (and your house isnt the one burgled)?

maureen_04

I don't recall saying anything in this post about means tested benefits...?????

It is exceptionally easy to light the blue touch paper on here and watch the sparks fly.....Each and everyone of us does things that others consider unethical, it is a matter of opinion, for which I am entitled.

I certainly wouldn't mug an old lady in the street but I have little or no respect for Companies that play on peoples hard times and offer endless amounts of credit, then when times get tough they won't help.

Please don't justify that sort of behaviour, with banks paying massive bonuses they are certainly not short of a few bucks.

As I said I would do it again, if the opportunity arose. What I forgot to mention was that my mum was totally aware of what would happen, she gave her permission for the card to be used by members of the family just prior to her death, knowing that it wouldn't be paid......Power to the People I say!

Regret nothing I say!

maureen_04

dunstonh wrote: »

Committing fraud and doing something that runs the risk of imprisonment if caught is a long way from doing something not quite honest.

Are you suggesting that burglary is also acceptable as long as you don't get caught (and your house isnt the one burgled)?

What a ridiculous statement....hardly the same.

redpete

maureen_04 wrote: »

I don't recall saying anything in this post about means tested benefits...?????

It was in another thread, the search facility on here is useful for stalkers or those who want to point out inconsistent application of rights or morals.

maureen_04 wrote: »

At the risk of upsetting you OP, I do think that having £16k and claiming ANY benefit it a bit unfair, the amount for claiming any benefits should be £6k as it is for IS.

In these difficult times I think it is totally unreasonable to pay someone benefits when they have that kind of money.

At the very least, the benefit should be reduced.

So you would presumably not look kindly on benefit fraud or tax evasion - but those who exploit these systems use very similar justifications that you are.

"Power to the people" - nonsense, power to you and yours is what you mean. Your treat what you did as a victimless crime (not that you consider it a crime at all), but dumping those debts is reducing the money available for dividends paid to pension funds, or salaries to employees very few of whom are paid the bonuses you take exception to.

dunstonh

maureen_04 wrote: »

What a ridiculous statement....hardly the same.

You stole money. A burglar steals things as well. Both events can end up with imprisonment if caught.

maureen_04

OMG! get off your soap boxes, you are just trying to impress on here with your smart whiter than white comments, trying to gain extra cartoon medals for being such good citizens.
firstly I did not steal anything, the money was my mothers, i paid the bills I could afford, there wasn't enough to clear the other debts, i didn't have any of the money except the insurance payout. The money from my mothers bank accounts was given to her grandchildren who are only young, I happen to think that giving them s little something for their future is not a criminal act. if you think differently then that's your choice.
Secondly; I did not call anyone a benefit thief, I merely said that I thought that if you had savings of £16k you should use some of it for your needs, benefits are for people who are destitute and in need.
Thirdly; I don't stalk, just because I have an opinion that differs from some on here it doesn't make me a troll or a troublemaker.
Finally; Post #47 I have reported your for personal and offensive posting, there is no need for comments like yours.

chattychappy

maureen_04 wrote: »

I happen to think that giving them s little something for their future is not a criminal act. if you think differently then that's your choice.

No, it's a matter of law. It wasn't your money to give, it was someone else's.

That is the point of criminal law. There is no choice - people are not free to opt in when it suits them.

Your choice was to offend or not offend.

redpete

maureen_04 wrote: »

Thirdly; I don't stalk, just because I have an opinion that differs from some on here it doesn't make me a troll or a troublemaker.
Finally; Post #47 I have reported your for personal and offensive posting, there is no need for comments like yours.

Genuinely I don't understand how you could be offended by non-existent personal comments in my post.

Read it again, I implied that people who use the Search facility could be considered as stalkers. Who is the person who used the Search facility to get the info I mentioned? Correct, me; so I might have been making a personal and offensive comment on myself. MSE staff are welcome to protect me from myself by banning me.

You've got that big red sig message that suggests that people shouldn't post if they get upset by the replies they get. So why are you getting so defensive and offended?