Credit Report

Rhipz

Hello again... It's been a long time. You may recognise me from this thread: https://forums.moneysavingexpert.com/discussion/2857586 and yesterday I finally recieved my £2 credit report from Experian... I'm confused though. The booklet which explains my credit report talks about CIFAS, but my credit report actually has no CIFAS records on it.
It doesn't say CIFAS then none.
It doesn't show even any CIFAS information within the report. It shows;

Application Details,
Electoral roll information,
Financial associations,
Credit account information,
Previous searches,
Financial associate searches,
Linked addresses,
Useful addresses.

Nothing else in terms of CIFAS.

Help?
Thanks!

stclair

Bascially you dont have CIFAS so you have nothing to worry about.....

Natwest made a decision to close your account the accounts now closed. I would just accept that and apply else where for another one.

Loughton_Monkey

It will only show CIFAS if you have ever had a form of identity theft. If you really want a CIFAS entry, I am sure you could arrange it. Personally, I would rather not have one!

pqrdef

Incidentally, why does a debit card have your name and sort code and account number on it?

rb10

pqrdef wrote: »

Incidentally, why does a debit card have your name and sort code and account number on it?

Random question!

I think the answer is just 'why not?'. It's a useful place to have it.

If I wasn't sad enough to have memorised my sort code & account number, then it would be a very useful place to look to see what it is. I have my debit card on me all the time, so it's easier than, say, finding a letter from my bank, or looking it up on internet banking.