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Wednesday 8th December - What small DFW things will you be doing today?????

2

Comments

  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    PS Erme I love your snow pics
    Mum, bubbles will appreciate your knitted presents more than anything as baby annabel doesn't have much of a wardrobe xxxxxxxxxxx
    Nothing to report as yet...give me a minute...!
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Right just got back from bakers for morning doughnut and got some almost BB scones for 80 :)..that'll be am carb fix for a few days :D

    So far today I have not done very much despite getting up @ 4am :eek:

    all I have done is

    * Put £20 Cold weather payment on electric card (pay monthly card. I prefer it to DD though I know DD is cheaper) and that's about it

    today's agenda


    AM - Baking Day

    * Phone plus net re phone bill and broadband bill
    • Ironing
    • Check new year cards for chaplaincy

    Go to RCH for veg (2 packs of soup mix). Leave 11.30am

    LUNCH


    PM
    • Menu plan
    • Bake for tomorrow



    Eve
    • Evening routine

    Bed no later 9.30pm/

    Blessings

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Hi all,

    Not having a great day today unfortunately so my NSD is not happening :( Had a lush hot chocolate to make me feel a bit better, but only had a small so spent £2.15 instead of £2.85.

    Things to do today:-
    • Recycle my ancient mobile phone
    • Sort out all paperwork for debt management plan
    • Send off documents for new bank account
    • Get baking bits of the bf so I can make some biccies!
    • Call Orange and get the £10.00 they owe me
    Hope everyone's having a good day.
    October Grocery Challenge - £67.18/£135
    Save up £500 - £0/£500
    NSDs for October - 0/10
  • What's up, Stitch? This credit card business? :( Personally I think everyone loves home made things and I would love something you knitted or sewed as a Christmas pressie. Have you been on the OS board too? I've been loving the pressies under a fiver thread and there are generally loads of good home made ideas too... Or is it just general Christmas-time stress? That is no good. Please please promise you'll have a long bath and a big RELAX when you get home from work tonight. Don't push yourself too hard, missus. :(

    Thank you for your kind words. It's just a build up of everything really. I've kept going since FIL died on Friday but it's hit me now. I'm tearful today, got a thumping headache and feel sick and all my boss says is "work will keep your mind off it". DH wants me to go to help MIL for a few days, but I have the chickens to think about too. It's all come at the wrong time really - not that there is ever a right time of course. :(

    The Christmas stress is that I have 3 sock monkeys, a sweater and other bits to make and very little time to do them. Luckily I have all the materials so there's no additional outlay. And I do find knitting relaxing - just bung on some music and curl up in my PJs with the cat and off I go....
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • fssjt
    fssjt Posts: 8 Forumite
    Hi,

    I am hoping by posting my bits & pieces it might help me keep motivated - my debt is getting me down again!

    Today I plan to... check my items on ebay, make yogurt, continue to knit hubbies christmas pressie... hum I think that's it.

    So far today I have almost finished sewing one of my daughters pressies & earned £3 by completing a questionnaire.
    Total Debt July 07: [STRIKE]£21,676.28[/STRIKE] :eek: Current debt Jan 12: £11,869.91 (£9,806.37 paid off :j. Still to go: -£6568.74 student loans, -£5,301.17 bank loan) _pale_ Estimated DFD (Just meeting minimum payments) Aug 2020 :eek: Saving: £0 :(
  • redsam
    redsam Posts: 233 Forumite
    Hi All

    ta very much to the kind wishes from everyone, a few tears and some teeth grinding yesterday, didnt get any sleep till about 7,30 this morning.

    today i have
    -written a job applicaton at 4am
    -had some sleep
    -defrosted chickens water and collected the one and only egg!
    -made an appoint to vist the place where applying for next
    -just got back from th above visit - def appyig, I can do the job so need to make sur it reflects that in my application and letter
    -going shopping OH later - he's paying! xmas pressies for his neices/nephews, xmas tree and loo seat as i broke the lid of ours!
    -might need another nap!

    not feeling fab but better than yesterday!

    :)
    been away for a while..need to get on financial track!
    :eek: debts.....Post Grad Student Loan, Northern Rock Loan, Egg CC, Halifax CC, A&L CC, A&L overdraft
    Allotment plot holder since Feb 2008 :j
  • Nottoobadyet
    Nottoobadyet Posts: 1,754 Forumite
    Debt-free and Proud!
    Greetings, all! Glad to be back on the thread after a long break for hols. Today:
    • Ate lunch from home
    • Checked online banking
    • Added up damage from hols (£200 under budget! Yay! Even managed to get all crimbo pressies while away so shouldnt be spending any more on those)
    • Going to a free poetry reading tonight with a friend
    • Aranging to go to a free xmas concert next week with friends
    • Spoke with HR about never ending process of getting transfered.
    So sorry to hear about your FIL, SW. I got back from hols to the news that my grandad has passed away - also at a "bad" time as I was on the road and no one even wanted to tell me for two weeks and of course not in enough time to go to the funeral. I hope things look up for you soon and that you can be a rock for MIL even if your not physically there.
    Mortgage free by 30:eek:: £28,000/£100,000
    :DDebt free as of 1 October, 2010:D
    Taking my frugal life on the road!
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    The Christmas stress is that I have 3 sock monkeys, a sweater and other bits to make and very little time to do them. Luckily I have all the materials so there's no additional outlay. And I do find knitting relaxing - just bung on some music and curl up in my PJs with the cat and off I go....
    44790.gif



    Just for you SW...I had a bad pm (it sort of deteriorated since lunch). At lunch - just as half way to bus stop for veggies - discovered dropped purse in street. No where to be found. Spent half the afternoon trying to cancel cards and then trying to figure a way to get money out of S bank with no valid id. The local branch were so bad I've put in a complaint about the manager. He had me in tears!!!!. He wanted me to take in a DWP letter and show it PUBLICALLY to the counter clerk. I refused and phoned another branch who said I still had to take it in but they'd do it privately and I have an appt for tomorrow. Praise God for my baby rainy day fund which'll be enough monies till next giro day.

    Then they said my new debit cards would take 7-10 working days to come through...so I'll be lucky to get them before xmas with the post right now :(....the other bank(the one with my debts) said 3-5 working days.

    The only bit of good news (apart from the lovely lady at the 2nd branch :)) was the fact that I phoned scottish hydro re my payment card (literally everything was in that purse bus pass the lot. But even with a bus pass S bank won't hand over any dosh and I'm in the black :mad: go figure?) and they said I only had to pay £10 or something towards my next bill despite having a whoopsie middle month with the fan heater last month. So I have this winter's heating sorted :D. Storage heaters and the ?oil? heater in the bedroom and min fan heater. Simple. They will see if my payments go down next quarter to be on the safe side for winter. In fact they couldn't have been nicer. I know they're prolly not the cheapest but I can afford it and if customer service is THAT good I'm loathe to change

    So nothing done this pm really. Going to try and bake this eve for Dr. C and depot shot nurses....

    Hugs

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    PS. Yeah SW quite agree with you about the knitting/crochet....I got folk in hospital doing it :)...

    It has a psychiatric term which you can google - mindfulness - or glorified fidgeting :rotfl: (or maybe DNMS can google it LOL)

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Completed two mystery shops on the way home from work
    Sent eBay stuff out via second class (I offer free postage!)
    Checked bank for no nasty surprises
    Signed up for focus group for next Monday
    Got free tickets for 'The Next Three Days' which is handy as I was too full of flu to go last night
    Got free audience tickets for Saudi version of 'The Cube' in January!

    One of my more productive days!
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