Bank charge help......

mum2twinsx2

Hiya all new here so please be gentle. Im not even sure i am posting in the correct place.

I have just looked on my online banking, which i have not really used before and seen i have a charge for £50 due out next week. I was not even aware i had gone overdrawn, it was my tv license goes out every couple months and i miscalculated when it was due out. I thought it was a week later my bad....:mad:
Basically i have zilcho money for next two and a bit weeks as i brought all my food shopping paid my nursery bills etc, and i dont get paid again until couple days before xmas.
Is there any chance in hell santander [was alliance and leicester] will move the charge to different date. As it will just make me overdrawn again, and in long run going to make me under a bit hardship when i get charged for the charge. Or shall i just sell my soul?

zppp

mum2twinsx2 wrote: »

Hiya all new here so please be gentle. Im not even sure i am posting in the correct place.

I have just looked on my online banking, which i have not really used before and seen i have a charge for £50 due out next week. I was not even aware i had gone overdrawn, it was my tv license goes out every couple months and i miscalculated when it was due out. I thought it was a week later my bad....:mad:
Basically i have zilcho money for next two and a bit weeks as i brought all my food shopping paid my nursery bills etc, and i dont get paid again until couple days before xmas.
Is there any chance in hell santander [was alliance and leicester] will move the charge to different date. As it will just make me overdrawn again, and in long run going to make me under a bit hardship when i get charged for the charge. Or shall i just sell my soul?

If it's a one off speak to them (call them or go in branch) and ask them to do something with the charge for you. If not, they may be able to alter your charge date or come to an arrangement with you, stopping a charges cycle. Let us know how you get on.

mum2twinsx2

Thank you for your advice, i think i will ring them and plea my little case to them and report back.
They have not sent me letter yet saying the charges are to be applied, to be honest im not sure if I would even recieve a letter, im not sure on their policy.