Can my employer legally take all of my salary and leave me with nothing to live on

bryanb

Gordon_Hose wrote: »

A payment plan would seem the best option to me, that way everyone is happy.

I'm not happy, I support the NHS financially as a taxpayer. It is not a loan company!

Gordon_Hose

bryanb wrote: »

I'm not happy, I support the NHS financially as a taxpayer. It is not a loan company!

Like the NHS care what taxpayers think.

MrsTinks

The problem here really is that the employer is unlikely to agree to stretching the payments because the OP is leaving her position for another job - if it were me in the employers shoes I'd be wanting to recover the money too! After all the OP should have put the monthly payments to one side every month that she didn't make the payments and I'm sorry but there is no sympathy for now having no money for christmas...
Look at it this way: If you get a loan for £1800 you will be back to where you are now but you will be able to pay the debt back over a longer time period - I would say this is your best bet right now... Stop blaming your employer - it was just as much your responsibility to ensure you didn't spend the overpaid money as it was theirs to make sure they deducted it...

FATBALLZ

You obviously knew that deductions should have been taken from your salary but thought you could get away with it - I don't have much sympathy I'm afraid.

Getting a loan is a good suggestion - as essentially your current proposal is that your employer gives you a loan but look at it from their point of view - they aren't a bank, they don't have a resources to fart around chasing you up if you don't pay, by far the easiest thing for them is to take it from your remaining wages before it is paid.

You could also eBay some stuff (perhaps the stuff you spent the extra £300/mth on) to keep you going. Clearly you are not on a bad salary so you should be able to get the money from somewhere.

Caroline73_2

Sorry for my typo people, but threatening to go on the sick and pull a cash in hand job is a disgrace to the nursing profession in my opinion. The OP will let down her patients and colleagues. The OP would still get paid full time wages from the tax payers.

I'm happy to take the moral high ground on this one. Flame me all you like.

steelee_uk

I just want to ressurect this thread to (kind of) defend the OP. As I think about it, in her position, I would have assumed that the payments missed would be added onto the end of the contract - if it was their fault & she had mentioned it to them. This might not make sense to anyone else, but I think suggesting that the OP was 'trying to get away with it' is a bit harsh. I may well have spent the money in the short term, not necessarily expecting my monthly payments to be increased to pay within the same timescale, just that I would have had to continue paying for the extra months once the lease was up.
With regards to being able to reclaim the full money, I guess they probably can, that's just another lesson for you - this would have been clearly stated in the lease contract I'm sure.

hartcjhart

have you tried talking to the lease company and see if they will come to an arrangement? or the other way is to ask your bank for a loan and explain why you need it,
you could also speak to the mortgage company and ask for a reduction or payment holiday

RosaBernicia

IF you do decide to work while signed off sick (and I'm not condoning it), be extremely careful - if you get caught you could be dismissed, which wouldn't look good to your new employer.

It only takes one of your colleagues spotting you - or in one place I worked, we rang an agency and were offered the member of staff we were trying to cover! (She didn't get to come back!)

Rosa xx

clairec79

Not only dismissed it could end up with you being struck off as a nurse