single, working, low income, struggling

lilac_rainbow

Hi,

I was looking for a bit of advive for a friend. As above, single, self employed - salary under £600 pcm - flat sharing with a parent. Is there any financial support available to her? Maybe WTC? Is looking for extra work to boost income

Thanks in Advance

bestpud

Are they 25 or over? And do they work 30 hours or more a week?

Any disabilities?

lilac_rainbow

bestpud wrote: »

Are they 25 or over? And do they work 30 hours or more a week?

Any disabilities?

Over 25, full time hours but no disability

HappyMJ

Tax credits is payable on an income of £600 per month. As long as over 25 and work for 30+ hours. Play with the calculator to see how much exactly. https://www.turn2us.entitledto.co.uk/entitlementcalculator.aspx

themull1

Try 'entitledto.com'

lilac_rainbow

Thanks - I have given her the info for both of those. Tax credits have turned down the claim because she was on a better income last year so have advised she ring up with a change of circumstances

bestpud

lilac_rainbow wrote: »

Thanks - I have given her the info for both of those. Tax credits have turned down the claim because she was on a better income last year so have advised she ring up with a change of circumstances

If she does that, tell her to keep a very close eye on her figures for this year and tell them immediately if it looks as though she may earn more than she predicts, or she will have an overpayment.

This is because she won't be covered by the income disregard if she tells them she will earn less this year than she did last year.

lilac_rainbow

bestpud wrote: »

If she does that, tell her to keep a very close eye on her figures for this year and tell them immediately if it looks as though she may earn more than she predicts, or she will have an overpayment.

This is because she won't be covered by the income disregard if she tells them she will earn less this year than she did last year.

Ok thanks, I will

mitch161

lilac_rainbow wrote: »

Hi,

I was looking for a bit of advive for a friend. As above, single, self employed - salary under £600 pcm - flat sharing with a parent. Is there any financial support available to her? Maybe WTC? Is looking for extra work to boost income

Thanks in Advance

£600 a month for over 30 hours a week.. thats below minimum wage. not sure if its a newly started up business but maybe its time to rethink the business plan, increase exposure, productlines etc.

suggested that last years income was more and didnt qualify for credits. i think concentrating on the business plan more then what benefits you can get are the way forward. plus if truly seeking another job to increase income. becareful getting another job after recieving WTC as it will bring into question actual working hours of current self employment. especially where earnings have become so low. if you have spare time to get second job then they may see it as if you might not be actually working over 30 hours

Loopy_Girl

mitch161 wrote: »

i think concentrating on the business plan more then what benefits you can get are the way forward

From the man that is unemployed.

And on benefits.

PasturesNew

To get WTC you need to be ALL of the following:
- over 25
- living alone in self-contained accommodation
- working more than 30 hours/week
- earning less than about £13,500.

Because your friend is living with their parent, I doubt they'd qualify at any age because they're not living alone.