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Building insurance queries

Hi all,

Just trying to get buildings/contents insurance for house about to buy.

Using GoCompare but unsure of some answers to questions - can anyone advise?

1 - % of flat roof. Should I count the PVC conservatory roof out back and the garage roof, or just the main parts of building. It has a small flat roof bathroom extension. If I count conservatory and garage it brings % to about 50%!

2 - There is a 5m high fir tree about 3.5 m away from house - will that give me problems?

3 - previous claims - do I have to list claims on my insurance on a previous property?

4 - Do I have to put husband down on buildings and/or contents? It puts £100 on premium to include him because he's a self employed market trader. It's my mortgage alone etc.

Probably stupid questions but would like to be sure - v grateful for any informed advice.
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