Young couple with child advice please

[Deleted User]

nannytone wrote: »

wanting something isnt reason enough to have it.
once they decide to be adults and have a baby, what they want is no longer a priority!

It's a shame people don't "decide to be adults" by getting their own home and established careers before bringing children into the world.

I was pregant at 20, working fulltime, but my Mum didn't mollycoddle me by making it easy and it was the best thing she ever did, made me the strong independant person I am today and hell it hasn't been easy.

Indie_Kid

Plans_all_plans wrote: »

I think the lad needs to look for another job ASAP and keep saving up.

The lad and /or the OP may want to look at the old style & up your income boards too.

Jowo_2

Nonetheless, despite the judgemental posts, two adults on low income with a child are entitled to child benefit, local housing allowance, perhaps tax credits, too. They are eligible for the 2 bedroom rate of LHA and they can simply find a place and move into it, despite their failure to earn sufficient income to pay for their household costs.

nannytone_2

Jowo wrote: »

Nonetheless, despite the judgemental posts, two adults on low income with a child are entitled to child benefit, local housing allowance, perhaps tax credits, too. They are eligible for the 2 bedroom rate of LHA and they can simply find a place and move into it, despite their failure to earn sufficient income to pay for their household costs.

i'm not being judgemental at all. just trying to give 'real' advice.

in their position i'd stay put!
not only is it cheaper to live as part of a family ( one lot of rent/bills/council tax, shared food costrs). They are young and will be, regardless of benefits, on a very low income.
Having the help and support of family, is more valuable than any amount of cash!

Indie_Kid

nannytone wrote: »

i'm not being judgemental at all. just trying to give 'real' advice.

in their position i'd stay put!
not only is it cheaper to live as part of a family ( one lot of rent/bills/council tax, shared food costrs). They are young and will be, regardless of benefits, on a very low income.
Having the help and support of family, is more valuable than any amount of cash!

They could also put a few pounds away each week - this would hopefully give them enough money to move out and have enough money.

Jowo_2

But the reality is, that even though the OPs are being thoughtful about their income and potential expenses, they can simply find a flat and move into it. There is no requirement for them to fully support themselves, get a better job, have a nest egg, or even a deposit (if the local council will provide it). They merely need to find out how much LHA and other benefits they will receive and find a LHA friendly landlord. That's it.

They don't actually need to defer their expectations of living independently (that is, independent of their family rather than independent of the state purse).

So we can urge patience and planning to the OP but there's nothing in the benefits system that requires them to defer their dreams of living in their own place, other than perhaps finding the first month's rent if their parents won't lend them it.

djbum_syd

Deleted_User wrote: »

It's a shame people don't "decide to be adults" by getting their own home and established careers before bringing children into the world.

What a miserable person you must be. Things happen, so you make the best of what you have.

tomitma

djbum_syd wrote: »

What a miserable person you must be. Things happen, so you make the best of what you have.

Calling DJBUM_SYD a miserable person, is a bit stupid, all she is stating is the truth, in this day and age, you don't have to have children, there are such things called contraceptives. Common sense should have told them that they will not be able to afford to bring up this child, without going on benefits.

Sixer

Jowo wrote: »

But the reality is, that even though the OPs are being thoughtful about their income and potential expenses, they can simply find a flat and move into it. There is no requirement for them to fully support themselves, get a better job, have a nest egg, or even a deposit (if the local council will provide it). They merely need to find out how much LHA and other benefits they will receive and find a LHA friendly landlord. That's it.

They don't actually need to defer their expectations of living independently (that is, independent of their family rather than independent of the state purse).

So we can urge patience and planning to the OP but there's nothing in the benefits system that requires them to defer their dreams of living in their own place, other than perhaps finding the first month's rent if their parents won't lend them it.

Its about helping people get their entitlement! Not about benefits policy!

This board is here for help and support for those on or looking to claim benefits, not for judgement.

It’s ONLY focus is helping people with their money.

It's here to help people find out what they are entitled to under the current system, and to help them get it.

Benefits provide a lifeline for many, and this site is here to help people with their money, and not to judge. Of course, how to illegally defraud the benefits system shouldn't be discussed here, but ensuring you're getting your entitlement is exactly what it’s about.

We all know the benefits system is a mess – but that’s for the discussion time.

So far as I can see, Jowo is right. If posters have no objective advice about benefits entitlement in regard to the OP, they should not be posting on this thread. There's a perfectly good area - Discussion Time - to sound off about whether or not young couples are irresponsible about having children.

[Deleted User]

djbum_syd wrote: »

What a miserable person you must be. Things happen, so you make the best of what you have.

Not at all I'm just a realist :rotfl: