We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PCP and trading in.

Hi all

If I go for purchasing \ leasing a car via a PCP contract. Would my existing car have to be sold buy me privately or would the garage take it in some sort of trade in ? I can't see how that might work but would prefer that rather than having to sell it myself ?

Thanks in advance for any information.


majorlance

Comments

  • frothey
    frothey Posts: 119 Forumite
    yes you can trade it in - if GMV is £3000 and you get £3500 from the dealer then they settle the existing finance and you have the other £500 as deposit. If the car is worth less than the GMV (and it is a guaranteed value, not a balloon isn't it?) then you just hand the car back to the finance co. and walk away, subject to mileage, condition, etc.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.4K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.