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Finding life really difficult without credit

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  • viv0147
    viv0147 Posts: 1,713 Forumite
    Part of the Furniture 1,000 Posts Photogenic I've been Money Tipped!
    Hi sorry you are struggling at the moment but I am sure you will see the light at the end of the tunnel as for missing the credit card you are now blessed that you cant have one as am I it does take a little while to adjust but the wonderful news is you are now living within your means if you need something you save for it and when you can buy it you will find it very rewarding I have a prepaid credit card which allows me to buy on line if I see it cheaper on line again you can only spend what you have put on the card but it is useful to have. I also make full use of http://www.hotukdeals.com and I save so much on the grocery offers if you register your email as the offers become available in the Stores you receive the emails so you end up getting more for your £. I can honestly say being not able to have credit is the best thing that has ever happened to me. I would like to wish you a Merry Christmas and a Happy New Year
    Low Carb High Fat is the way forward I lost 80 lbs

    Since first using Martins I have saved thousands
  • now
    now Posts: 851 Forumite
    Ir it was me I would tell all the adults that they are not getting anything other then gifts made with love from the kids xx end of :j
    do not stress over things as they are not worth the time and effort, have a merry xmas filled with joy. My kids are adults now and I still have the little gifts they made me when they went through school, they still make me smile and I can still see the look on their faces when I said oh thank you, they mean more to me then any gift bought from some over priced shop. Adults should grow up and remember that xmas is for the kids xx
    If you woke up this morning congratulations, you have another chance :j
  • viv,hi, can you tell me what your pre paid card is and where you got it from? i've heard of these before i think- do you load cash onto it and use it like a debit card?
    thanks
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