Frugal Living 2011 - the preparation stage

Marru

cw - you go girl :j

And Slowly Fading so so happy for your engagement :T

NualaBuala

Welcome aboard to all newcomers!

Cheryl - that sounds like a perfect frugal date!

I've been busy squeezing in a last few bits of spending into my 2010 budget! I'm within my overall spend for the year but I did overspend on food. That was mainly because I did a big bulk shop with enough pasta to last me a year and 2 full trays of tinned tomatoes and a tray of pesto. So I decided it will come partly out of my January 2011 budget and I will live mostly off stores and just top up with fresh stuff. So I should be square by Feb 2011.

slowlyfading

Marru wrote: »

And Slowly Fading so so happy for your engagement :T

Thank you

candygirl

slowlyfading wrote: »

Thank you

Congrats hun:j:jNot sure if i'm joining in with this year's challenge yet as have too much going on here at the mo, but do read and Natalie well done on the bubba hun xx:A

itsallinthemind

kazsaver I have a non local friend who seems to feed herself and hubby just from huge patio planters?

l.m.hart go for a degree, just do not tell him, just keep saying "ooo it is lovely and cosy in here tonight". Blag it

CW I LOVE the fact you called him a muppet, means you being normal Have frugal fun

Slowly Fading-Congrats to you!

NualaBuala

candygirl wrote: »

Congrats hun:j:jNot sure if i'm joining in with this year's challenge yet as have too much going on here at the mo, but do read and Natalie well done on the bubba hun xx:A

Lovely to hear from you Candygirl! How are you doing? Hope you'll pop by whenever you have time! x

candygirl

NualaBuala wrote: »

Lovely to hear from you Candygirl! How are you doing? Hope you'll pop by whenever you have time! x

Hi hun, i'm ok really.Have met a fab new bf, but DD is preg again and suffering all sorts of abuse so we're all really worried:o
Hope you're doing ok hun :A

cw18

itsallinthemind wrote: »

CW I LOVE the fact you called him a muppet, means you being normal Have frugal fun

Nah! I'm the muppet - for suggesting I pack butties when I don't dine al-fresco even in the summer :rotfl:

cha97michelle

Hi

I have started this challenge for the past two years and then fallen at the wayside during the year mainly as i have had issues with depression. I would like to give it another go though. I am currently not at home so can't give exact figures to join in, but our finances have taken a bit of a battering this year so i need to try and get back on track somehow and i have always found this challenge to do just that.

2010 saw us get a lump sum from my DHs parents which we used to have a new combi boiler fitted, cavity wall insulation, and a new bathroom and kitchen. The problem was we spent all they gave us and then some with replacing appliances at the same time.

We are now facing a large vet bill as our 5yo cat who has had health issues from being a kitten took ill christmas eve. As we were going away we had no choice but to leave him with the emergency vet who wanted to keep him so he could be put on a drip. It looks like it is terminal kidney failure, so i am guessing he will need to be put to sleep. We will return home to a no doubt huge vet bill, so not the best way to start the year playing catch up.

So, if you will have me back, i am here, and willing to try again. Maybe 3rd time will be the successful one?

My financial aim to keep me going is we want to rebuild the savings again, and also to try and reduce our mortgage this year. We have one income, and are a family of 2 adults, a 4 yo at nursery, and a 2 yo still in nappies.

Things need to become a whole lot tighter.

NualaBuala

candygirl wrote: »

Hi hun, i'm ok really.Have met a fab new bf, but DD is preg again and suffering all sorts of abuse so we're all really worried:o
Hope you're doing ok hun :A

Oh no, that sounds awful, really hope your DD will be ok. Don't forget we're here for you if you need it. Delighted for you with a new BF, you have such an exciting love life! :j I'm doing ok - could be better, could be worse! The ME/fibro hasn't been great but am doing well depression-wise so counting my blessings! xxx